Should I invest in DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH?

We don't give personal investment advice. DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Deutsche

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-11.79%	+11.79	30 / 57	Q3
1W	-0.07%	-11.61%	+11.53	31 / 54	Q3
2W	+0.08%	-11.22%	+11.30	31 / 54	Q3
1M	+0.44%	-9.19%	+9.64	37 / 54	Q3
3M	+2.48%	-5.07%	+7.55	24 / 52	Q2
6M	+3.11%	+1.88%	+1.23	29 / 53	Q3
YTD	+8.04%	-1.37%	+9.41	26 / 54	Q2
1Y	+11.73%	+8.01%	+3.71	26 / 52	Q2
2Y	+7.40%	-3.93%	+11.33	20 / 40	Q2
3Y	+7.49%	-0.61%	+8.10	12 / 28	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.52%	-6.62%	+14.13	17 / 52	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	+8.04%	+72.50%	-64.46	43 / 44
2008	+5.09%	-49.57%	+54.67	1 / 25
2007	+8.77%	+31.63%	-22.86	6 / 8
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.83%

25 windows

min 3.2% · max 11.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.49%

1 window

min 7.5% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.79%

3-year · annualised

Sharpe ratio

0.28

vs risk-free 6.5%

Sortino ratio

0.49

Downside-only deviation

Max drawdown

-2.76%

Sep 2008 → Oct 2008

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
3 Nov 2009	₹12.4403
28 Oct 2009	₹12.4496
21 Oct 2009	₹12.4300
14 Oct 2009	₹12.4081
7 Oct 2009	₹12.3853
30 Sep 2009	₹12.3624
23 Sep 2009	₹12.3186
16 Sep 2009	₹12.2955
9 Sep 2009	₹12.2724
2 Sep 2009	₹12.2497

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH is a Growth from Deutsche (Institutional plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH has NAV history starting from 08 Nov 2006, a track record of about 19 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH is managed by Deutsche. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH has delivered a absolute return of 11.73% — +3.71 pp ahead of the Growth category average of 8.01%. The fund ranks #26 of 52 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH has delivered a CAGR of 7.49% — +8.1 pp ahead of the Growth category average of -0.61%. The fund ranks #12 of 28 in its category — the second (Q2) quartile.

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH exactly 3 years ago would be worth approximately ₹124,186 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.49%. The category average over the same window would have grown ₹1 lakh to ₹98,187.

A ₹10,000 monthly SIP in DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH over the last 3 years — total invested ₹360,000 — would be worth ₹405,606 today. That's an XIRR (money-weighted annualised return) of 7.88%.

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹405,606 — XIRR 7.88%.

On a 3-year basis, DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH ranks #12 out of 28 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.61%; this fund delivered 7.49%.

The worst peak-to-trough decline DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH has experienced over the last 3-year window is 2.76% — its NAV fell from a high on 17 Sep 2008 to a low on 22 Oct 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH averaged 7.49% (best 7.49%, worst 7.49%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2008, DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH returned 5.09% — beating the Growth category average of -49.57% by 54.67 pp. It ranked #1 of 25 in its category that year.

DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS FIXED TERM FUND - SR 17 - INSTITUTIONAL GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.