Should I invest in DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV?

We don't give personal investment advice. DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 1.43%.

Deutsche

DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-9.99%	+10.02	111 / 1129	Q1
1W	-0.42%	-13.04%	+12.62	484 / 1151	Q2
2W	-0.30%	-13.18%	+12.88	453 / 1149	Q2
1M	+0.08%	-13.26%	+13.35	331 / 1137	Q2
3M	+0.11%	-13.15%	+13.25	380 / 1116	Q2
6M	+0.39%	-15.45%	+15.84	417 / 906	Q2
YTD	+0.05%	-15.77%	+15.82	414 / 952	Q2
1Y	+1.11%	-13.09%	+14.20	390 / 820	Q2
2Y	+1.23%	-12.72%	+13.95	210 / 446	Q2
3Y	+1.58%	-11.01%	+12.59	168 / 385	Q2
4Y	+1.48%	-6.52%	+8.00	151 / 339	Q2
5Y	+1.43%	-7.36%	+8.80	148 / 314	Q2
7Y	+1.04%	+2.53%	-1.49	138 / 234	Q3
10Y	—	—	—	—	—
Inception	+1.07%	-13.63%	+14.70	401 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.05%	+3.02%	-2.98	130 / 181
2015	+1.20%	+2.22%	-1.02	119 / 216
2014	+1.16%	+5.51%	-4.35	150 / 240
2013	+2.10%	-1.95%	+4.05	109 / 276
2012	+1.45%	+1.38%	+0.07	175 / 295
2011	+1.54%	-3.16%	+4.70	120 / 317
2010	+0.12%	-5.78%	+5.90	240 / 377
2009	+0.44%	-12.86%	+13.30	340 / 713
2008	+0.92%	-2.02%	+2.94	158 / 380
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.06%

94 windows

min -0.9% · max 2.5%

88% positive

3-Year rolling

+1.06%

70 windows

min 0.2% · max 1.7%

100% positive

5-Year rolling

+1.07%

46 windows

min 0.7% · max 1.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.07%

21 windows

min 1.0% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.66%

3-year · annualised

Sharpe ratio

-7.49

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.03%

Jun 2013 → Jul 2013

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹10.9786
1 Mar 2016	₹10.9753
29 Feb 2016	₹10.9716
26 Feb 2016	₹11.0278
25 Feb 2016	₹11.0255
24 Feb 2016	₹11.0245
23 Feb 2016	₹11.0233
22 Feb 2016	₹11.0240
18 Feb 2016	₹11.0143
17 Feb 2016	₹11.0120

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV has NAV history starting from 25 Jun 2007, a track record of about 18 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV has delivered a absolute return of 1.11% — +14.2 pp ahead of the Income category average of -13.09%. The fund ranks #390 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV has delivered a CAGR of 1.58% — +12.59 pp ahead of the Income category average of -11.01%. The fund ranks #168 of 385 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV has delivered a CAGR of 1.43% — +8.8 pp ahead of the Income category average of -7.36%. The fund ranks #148 of 314 in its category — the second (Q2) quartile.

₹1 lakh invested in DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV exactly 5 years ago would be worth approximately ₹107,374 today — a multiplier of 1.07×, based on the 5-year CAGR of 1.43%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV over the last 5 years — total invested ₹600,000 — would be worth ₹621,170 today. That's an XIRR (money-weighted annualised return) of 1.37%.

DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹878,952 — XIRR 1.28%.

On a 5-year basis, DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV ranks #148 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 1.43%.

The worst peak-to-trough decline DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV has experienced over the last 5-year window is 1.03% — its NAV fell from a high on 28 Jun 2013 to a low on 24 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV averaged 1.07% (best 1.48%, worst 0.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -9.17 — negative risk-adjusted performance.

In calendar year 2015, DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV returned 1.20% — lagging the Income category average of 2.22% by 1.02 pp. It ranked #119 of 216 in its category that year.

DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS CASH OPPORTUNITIES FUND 15DAY PLAN- DIV is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 1.43%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.