Should I invest in DBS Chola Global Advantage Fund.-Cumulative Option?

We don't give personal investment advice. DBS Chola Global Advantage Fund.-Cumulative Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

DBS Chola

DBS Chola Global Advantage Fund.-Cumulative Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	142 / 299	Q2
1W	+0.11%	-3.61%	+3.72	136 / 303	Q2
2W	-3.27%	-4.52%	+1.25	234 / 303	Q4
1M	-9.56%	-5.64%	-3.92	253 / 302	Q4
3M	-2.57%	-4.27%	+1.70	172 / 302	Q3
6M	+2.71%	+1.48%	+1.23	157 / 307	Q3
YTD	-6.61%	-0.18%	-6.43	199 / 309	Q3
1Y	+53.57%	+7.10%	+46.47	23 / 307	Q1
2Y	-18.35%	+2.20%	-20.55	284 / 303	Q4
3Y	-12.91%	+0.76%	-13.67	242 / 264	Q4
4Y	-10.33%	+0.58%	-10.91	214 / 235	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-10.64%	+0.51%	-11.16	284 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-6.61%	+11.69%	-18.30	245 / 256
2009	+41.48%	+65.86%	-24.38	197 / 238
2008	-60.13%	-52.86%	-7.27	140 / 198
2007	+17.43%	+42.91%	-25.49	116 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-6.79%

36 windows

min -58.3% · max 59.7%

44% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-11.28%

11 windows

min -22.5% · max -6.6%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

33.18%

3-year · annualised

Sharpe ratio

-0.44

vs risk-free 6.5%

Sortino ratio

-0.62

Downside-only deviation

Max drawdown

-68.94%

Jan 2008 → Mar 2009

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2010	₹9.4600
11 Feb 2010	₹9.5000
10 Feb 2010	₹9.4600
9 Feb 2010	₹9.5000
8 Feb 2010	₹9.4500
5 Feb 2010	₹9.4300
4 Feb 2010	₹9.6400
3 Feb 2010	₹9.8300
2 Feb 2010	₹9.6300
1 Feb 2010	₹9.7800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DBS Chola Global Advantage Fund.-Cumulative Option is a Growth from DBS Chola (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DBS Chola Global Advantage Fund.-Cumulative Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DBS Chola Global Advantage Fund.-Cumulative Option is managed by DBS Chola. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DBS Chola Global Advantage Fund.-Cumulative Option has delivered a absolute return of 53.57% — +46.47 pp ahead of the Growth category average of 7.10%. The fund ranks #23 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DBS Chola Global Advantage Fund.-Cumulative Option has delivered a CAGR of -12.91% — -13.67 pp behind the Growth category average of 0.76%. The fund ranks #242 of 264 in its category — the bottom (Q4) quartile.

DBS Chola Global Advantage Fund.-Cumulative Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DBS Chola Global Advantage Fund.-Cumulative Option exactly 3 years ago would be worth approximately ₹66,061 today — a multiplier of 0.66×, based on the 3-year CAGR of -12.91%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in DBS Chola Global Advantage Fund.-Cumulative Option over the last 3 years — total invested ₹360,000 — would be worth ₹327,081 today. That's an XIRR (money-weighted annualised return) of -6.10%.

DBS Chola Global Advantage Fund.-Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹327,081 — XIRR -6.10%.

On a 3-year basis, DBS Chola Global Advantage Fund.-Cumulative Option ranks #242 out of 264 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.76%; this fund delivered -12.91%.

The worst peak-to-trough decline DBS Chola Global Advantage Fund.-Cumulative Option has experienced over the last 3-year window is 68.94% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DBS Chola Global Advantage Fund.-Cumulative Option averaged -11.28% (best -6.65%, worst -22.51%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.44 — negative risk-adjusted performance.

In calendar year 2009, DBS Chola Global Advantage Fund.-Cumulative Option returned 41.48% — lagging the Growth category average of 65.86% by 24.38 pp. It ranked #197 of 238 in its category that year.

DBS Chola Global Advantage Fund.-Cumulative Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DBS Chola Global Advantage Fund.-Cumulative Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.