DBS Chola
DBS Chola Freedom Income -Short Term Fund-Cum- Institutional Plan
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +6.99% | -6.99 | 187 / 763 | Q1 |
| 1W | +0.08% | +6.38% | -6.29 | 191 / 722 | Q2 |
| 2W | +0.17% | +6.63% | -6.46 | 201 / 725 | Q2 |
| 1M | +0.38% | +6.29% | -5.91 | 221 / 752 | Q2 |
| 3M | +1.15% | +7.87% | -6.71 | 279 / 728 | Q2 |
| 6M | +2.33% | +9.67% | -7.34 | 341 / 642 | Q3 |
| YTD | +0.56% | +8.47% | -7.91 | 356 / 666 | Q3 |
| 1Y | +5.30% | +13.70% | -8.40 | 316 / 591 | Q3 |
| 2Y | +7.04% | -5.03% | +12.07 | 52 / 197 | Q2 |
| 3Y | +7.35% | -3.09% | +10.44 | 34 / 140 | Q1 |
| 4Y | +7.09% | +1.62% | +5.47 | 31 / 119 | Q2 |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +7.33% | -3.28% | +10.62 | 291 / 797 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2010 YTD | +0.56% | -0.95% | +1.51 | 74 / 165 |
| 2009 | +5.67% | -0.31% | +5.98 | 117 / 482 |
| 2008 | +8.92% | -5.54% | +14.46 | 35 / 250 |
| 2007 | +7.79% | +5.54% | +2.25 | 13 / 30 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 15 Feb 2010 | ₹14.7454 |
| 11 Feb 2010 | ₹14.7384 |
| 10 Feb 2010 | ₹14.7367 |
| 9 Feb 2010 | ₹14.7349 |
| 8 Feb 2010 | ₹14.7332 |
| 5 Feb 2010 | ₹14.7280 |
| 4 Feb 2010 | ₹14.7263 |
| 3 Feb 2010 | ₹14.7245 |
| 2 Feb 2010 | ₹14.7227 |
| 1 Feb 2010 | ₹14.7209 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.