Should I invest in Canara Robeco Short Term Fund - Monthly Dividend?

We don't give personal investment advice. Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.7%. 5-year CAGR: -0.12%.

Canara Robeco

Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-7.11%	+7.11	116 / 732	Q1
1W	+0.04%	-12.64%	+12.68	197 / 699	Q2
2W	-0.15%	-12.71%	+12.56	260 / 712	Q2
1M	-0.30%	-12.43%	+12.13	327 / 754	Q2
3M	-0.07%	-11.47%	+11.40	387 / 740	Q3
6M	-0.03%	-9.57%	+9.53	394 / 680	Q3
YTD	+0.06%	-9.94%	+10.00	364 / 704	Q3
1Y	-0.04%	-7.10%	+7.07	358 / 627	Q3
2Y	-0.03%	-7.27%	+7.24	98 / 143	Q3
3Y	+0.00%	-2.77%	+2.77	60 / 83	Q3
4Y	-0.08%	+0.17%	-0.25	62 / 70	Q4
5Y	-0.12%	+0.12%	-0.24	61 / 66	Q4
7Y	-0.02%	-0.98%	+0.96	47 / 52	Q4
10Y	—	—	—	—	—
Inception	+0.12%	-6.12%	+6.24	384 / 770	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+0.06%	+2.63%	-2.57	12 / 19
2017	-0.01%	+1.62%	-1.64	14 / 26
2016	-0.28%	+3.57%	-3.84	41 / 41
2015	-0.07%	-1.44%	+1.38	42 / 56
2014	+0.03%	+4.04%	-4.01	27 / 46
2013	-0.10%	+2.99%	-3.09	47 / 51
2012	+0.05%	+3.57%	-3.52	29 / 54
2011	+0.35%	+2.03%	-1.68	28 / 66
2010	+0.51%	-4.87%	+5.38	60 / 143
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.03%

99 windows

min -1.1% · max 1.5%

51% positive

3-Year rolling

+0.01%

75 windows

min -0.3% · max 0.6%

51% positive

5-Year rolling

+0.00%

51 windows

min -0.2% · max 0.2%

35% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.02%

26 windows

min -0.1% · max 0.1%

62% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.96%

3-year · annualised

Sharpe ratio

-6.76

vs risk-free 6.5%

Sortino ratio

-9.28

Downside-only deviation

Max drawdown

-1.52%

Nov 2016 → Dec 2016

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
11 May 2018	₹10.1348
10 May 2018	₹10.1342
9 May 2018	₹10.1361
8 May 2018	₹10.1386
7 May 2018	₹10.1374
4 May 2018	₹10.1304
3 May 2018	₹10.1307
2 May 2018	₹10.1307
27 Apr 2018	₹10.1501
26 Apr 2018	₹10.1531

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend is a Income from Canara Robeco (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend has NAV history starting from 01 Apr 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend is managed by Canara Robeco. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend has delivered a absolute return of -0.04% — +7.07 pp ahead of the Income category average of -7.10%. The fund ranks #358 of 627 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend has delivered a CAGR of 0.00% — +2.77 pp ahead of the Income category average of -2.77%. The fund ranks #60 of 83 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend has delivered a CAGR of -0.12% — -0.24 pp behind the Income category average of 0.12%. The fund ranks #61 of 66 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend exactly 5 years ago would be worth approximately ₹99,411 today — a multiplier of 0.99×, based on the 5-year CAGR of -0.12%. The category average over the same window would have grown ₹1 lakh to ₹100,600.

A ₹10,000 monthly SIP in Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹599,209 today. That's an XIRR (money-weighted annualised return) of -0.05%.

Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹838,733 — XIRR -0.04%.

On a 5-year basis, Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend ranks #61 out of 66 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.12%; this fund delivered -0.12%.

The worst peak-to-trough decline Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend has experienced over the last 5-year window is 2.69% — its NAV fell from a high on 28 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend averaged 0.00% (best 0.21%, worst -0.17%). 35% of rolling windows ended positive. The 5-year Sharpe ratio is -5.85 — negative risk-adjusted performance.

In calendar year 2017, Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend returned -0.01% — lagging the Income category average of 1.62% by 1.64 pp. It ranked #14 of 26 in its category that year.

Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Canara Robeco Short Term Fund- Retail Plan - Monthly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.7%. 5-year CAGR: -0.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.