Should I invest in Bharti AXA Regular Return Fund-Annual Dividend?

We don't give personal investment advice. Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 9.59%.

Bharti AXA

Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend

Latest NAV

₹16.9416

As of

12 Jun 2026

4,154 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-5.49%	+5.34	222 / 472	Q2
1W	+0.15%	-6.65%	+6.80	37 / 472	Q1
2W	-0.46%	-6.58%	+6.13	193 / 472	Q2
1M	+0.06%	-6.60%	+6.66	162 / 472	Q2
3M	+0.60%	-6.54%	+7.14	155 / 471	Q2
6M	+1.03%	-6.20%	+7.23	132 / 443	Q2
YTD	+0.58%	-6.29%	+6.86	143 / 452	Q2
1Y	+1.43%	-4.02%	+5.45	136 / 439	Q2
2Y	+3.23%	+0.35%	+2.88	131 / 439	Q2
3Y	+6.46%	+1.75%	+4.70	115 / 439	Q2
4Y	+6.94%	+4.33%	+2.62	31 / 65	Q2
5Y	+9.59%	+3.82%	+5.77	2 / 43	Q1
7Y	+7.92%	+5.01%	+2.91	5 / 23	Q1
10Y	+4.96%	+4.05%	+0.91	8 / 17	Q2
Inception	+3.08%	+1.99%	+1.09	130 / 472	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.58%	+0.97%	-0.40	77 / 87
2025	+4.17%	+6.36%	-2.19	78 / 88
2024	+6.93%	+6.97%	-0.04	77 / 94
2023	+10.85%	+6.24%	+4.61	3 / 71
2022	+21.48%	-4.59%	+26.07	3 / 133
2021	+5.56%	-3.01%	+8.57	26 / 236
2020	+11.31%	+1.27%	+10.04	10 / 344
2019	-8.30%	+2.87%	-11.17	288 / 301
2018	-5.65%	+2.79%	-8.44	179 / 187
2017	+6.21%	+5.18%	+1.03	31 / 71
2016	+0.45%	+8.01%	-7.56	32 / 35

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.13%

198 windows

min -14.9% · max 28.4%

71% positive

3-Year rolling

+2.74%

174 windows

min -7.3% · max 14.8%

56% positive

5-Year rolling

+2.01%

150 windows

min -4.0% · max 12.2%

52% positive

7-Year rolling

+1.45%

125 windows

min -4.4% · max 7.9%

46% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.60%

3-year · annualised

Sharpe ratio

-0.05

vs risk-free 6.5%

Sortino ratio

-0.10

Downside-only deviation

Max drawdown

-4.31%

Dec 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Income Distribution cum Capital Withdrawal Plan	Nippon India	₹13.2191	12 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.3348	12 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN PERIODIC-IDCW (3652 days)	Bandhan	₹15.1732	12 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.4545	12 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹48.2481	12 Jun 2026
Kotak FMP Series 304-Regular Plan-Payout of IDCW	Kotak	₹13.1534	12 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular - IDCW	DSP	₹13.1718	12 Jun 2026
HSBC Income Fund - Investment - Regular - Dividend	HSBC	₹10.6351	12 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Payout of IDCW Option	UTI	₹12.1464	12 Jun 2026
Axis Fixed Term Plan - Series 113 (1228 Days) - Regular Plan - Half Yearly IDCW	Axis	₹12.5112	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹16.9416
11 Jun 2026	₹16.8825
10 Jun 2026	₹16.9077
9 Jun 2026	₹16.9247
8 Jun 2026	₹16.8777
5 Jun 2026	₹16.8742
4 Jun 2026	₹16.8575
3 Jun 2026	₹16.8411
2 Jun 2026	₹16.8531
1 Jun 2026	₹16.8454

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend is ₹16.9416. It's a Medium to Long Duration Fund from Bharti AXA, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend has NAV history starting from 20 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend is managed by Bharti AXA. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend has delivered a absolute return of 1.43% — +5.45 pp ahead of the Medium to Long Duration Fund category average of -4.02%. The fund ranks #136 of 439 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend has delivered a CAGR of 6.46% — +4.7 pp ahead of the Medium to Long Duration Fund category average of 1.75%. The fund ranks #115 of 439 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend has delivered a CAGR of 9.59% — +5.77 pp ahead of the Medium to Long Duration Fund category average of 3.82%. The fund ranks #2 of 43 in its category — the top (Q1) quartile.

₹1 lakh invested in Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend exactly 10 years ago would be worth approximately ₹162,208 today — a multiplier of 1.62×, based on the 10-year CAGR of 4.96%. The category average over the same window would have grown ₹1 lakh to ₹148,676.

A ₹10,000 monthly SIP in Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹713,096 today. That's an XIRR (money-weighted annualised return) of 6.84%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend = ₹1,200,000 invested. It would currently be worth ₹1,700,028 (multiplier 1.42×). XIRR: 6.77%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend ranks #2 out of 43 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.82%; this fund delivered 9.59%.

The worst peak-to-trough decline Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend has experienced over the last 5-year window is 4.31% — its NAV fell from a high on 10 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend averaged 2.01% (best 12.21%, worst -4.01%). 52% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend returned 4.17% — lagging the Medium to Long Duration Fund category average of 6.36% by 2.19 pp. It ranked #78 of 88 in its category that year.

Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Regular Return Fund-Regular Plan-Annual Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 9.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.