Should I invest in Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend?

We don't give personal investment advice. Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.3%. 5-year CAGR: 0.64%.

Bharti AXA

Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-14.54%	+14.54	85 / 373	Q1
1W	-0.63%	-15.89%	+15.26	192 / 369	Q3
2W	-0.05%	-15.78%	+15.74	129 / 371	Q2
1M	+0.47%	-16.05%	+16.52	73 / 373	Q1
3M	+4.21%	-17.27%	+21.48	13 / 366	Q1
6M	-1.80%	-30.18%	+28.38	229 / 393	Q3
YTD	-1.51%	-32.85%	+31.35	235 / 414	Q3
1Y	-10.06%	-15.79%	+5.73	249 / 309	Q4
2Y	-5.22%	-13.41%	+8.19	119 / 142	Q4
3Y	-1.36%	-6.89%	+5.53	82 / 95	Q4
4Y	+0.09%	+2.81%	-2.72	66 / 84	Q4
5Y	+0.64%	+2.94%	-2.30	52 / 76	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.94%	-35.69%	+37.64	117 / 497	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	-1.51%	+4.08%	-5.58	75 / 76
2013	-11.07%	+2.34%	-13.41	76 / 76
2012	+8.26%	+3.72%	+4.54	24 / 78
2011	+2.08%	+3.23%	-1.15	28 / 66
2010	+1.62%	-11.73%	+13.35	37 / 132
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.49%

53 windows

min -12.1% · max 12.1%

74% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.75%

29 windows

min -2.4% · max 6.3%

86% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.07%

5 windows

min 0.4% · max 2.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.58%

3-year · annualised

Sharpe ratio

-1.00

vs risk-free 6.5%

Sortino ratio

-1.10

Downside-only deviation

Max drawdown

-19.34%

Dec 2012 → Mar 2014

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
14 Jul 2014	₹11.0904
11 Jul 2014	₹11.0852
10 Jul 2014	₹11.1188
9 Jul 2014	₹11.1089
8 Jul 2014	₹11.1127
7 Jul 2014	₹11.1611
4 Jul 2014	₹11.1526
3 Jul 2014	₹11.1395
2 Jul 2014	₹11.1421
30 Jun 2014	₹11.0954

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend is a Income from Bharti AXA (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend has NAV history starting from 20 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend is managed by Bharti AXA. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend has delivered a absolute return of -10.06% — +5.73 pp ahead of the Income category average of -15.79%. The fund ranks #249 of 309 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend has delivered a CAGR of -1.36% — +5.53 pp ahead of the Income category average of -6.89%. The fund ranks #82 of 95 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend has delivered a CAGR of 0.64% — -2.3 pp behind the Income category average of 2.94%. The fund ranks #52 of 76 in its category — the third (Q3) quartile.

₹1 lakh invested in Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend exactly 5 years ago would be worth approximately ₹103,218 today — a multiplier of 1.03×, based on the 5-year CAGR of 0.64%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹571,005 today. That's an XIRR (money-weighted annualised return) of -1.95%.

Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹571,005 — XIRR -1.95%.

On a 5-year basis, Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend ranks #52 out of 76 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.94%; this fund delivered 0.64%.

The worst peak-to-trough decline Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend has experienced over the last 5-year window is 19.34% — its NAV fell from a high on 26 Dec 2012 to a low on 26 Mar 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend averaged 1.07% (best 2.81%, worst 0.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.87 — negative risk-adjusted performance.

In calendar year 2013, Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend returned -11.07% — lagging the Income category average of 2.34% by 13.41 pp. It ranked #76 of 76 in its category that year.

Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Regular Return Fund-ECO Plan-Annual Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.3%. 5-year CAGR: 0.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.