Should I invest in Bharti AXA Liquid Fund- Daily Dividend?

We don't give personal investment advice. Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Bharti AXA

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	+0.34%	-0.34	100 / 110	Q4
1W	0.00%	+0.31%	-0.31	89 / 107	Q4
2W	+0.00%	+0.36%	-0.36	49 / 106	Q2
1M	+0.00%	+0.37%	-0.37	57 / 106	Q3
3M	+0.00%	+0.70%	-0.70	52 / 105	Q2
6M	+0.00%	-0.73%	+0.73	47 / 105	Q2
YTD	+0.00%	-1.59%	+1.59	54 / 102	Q3
1Y	+0.00%	-0.61%	+0.61	51 / 100	Q3
2Y	+0.00%	-0.86%	+0.86	50 / 96	Q3
3Y	+0.00%	-1.06%	+1.06	53 / 89	Q3
4Y	+0.00%	-1.39%	+1.39	47 / 86	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.00%	-1.26%	+1.26	69 / 110	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+0.00%	+0.78%	-0.78	40 / 64
2012	+0.00%	+155.04%	-155.04	42 / 65
2011	+0.00%	-0.45%	+0.45	37 / 67
2010	+0.00%	-1.24%	+1.24	47 / 73
2009	0.00%	+0.17%	-0.18	58 / 75
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

44 windows

min 0.0% · max 0.0%

14% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.00%

19 windows

min 0.0% · max 0.0%

32% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.00%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.01%

Oct 2012 → Nov 2012

% positive months

8.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
31 Jan 2013	₹1,000.0291
30 Jan 2013	₹1,000.0316
29 Jan 2013	₹1,000.0346
28 Jan 2013	₹1,000.0331
27 Jan 2013	₹1,000.0332
24 Jan 2013	₹1,000.0374
23 Jan 2013	₹1,000.0251
22 Jan 2013	₹1,000.0232
21 Jan 2013	₹1,000.0187
20 Jan 2013	₹1,000.0192

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend is a Liquid from Bharti AXA (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend has NAV history starting from 18 Jul 2008, a track record of about 17 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend is managed by Bharti AXA. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend has delivered a absolute return of 0.00% — +0.61 pp ahead of the Liquid category average of -0.61%. The fund ranks #51 of 100 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend has delivered a CAGR of 0.00% — +1.06 pp ahead of the Liquid category average of -1.06%. The fund ranks #53 of 89 in its category — the third (Q3) quartile.

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend exactly 3 years ago would be worth approximately ₹100,003 today — a multiplier of 1.00×, based on the 3-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹96,854.

A ₹10,000 monthly SIP in Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹360,010 today. That's an XIRR (money-weighted annualised return) of 0.00%.

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹360,010 — XIRR 0.00%.

On a 3-year basis, Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend ranks #53 out of 89 funds in the Liquid category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -1.06%; this fund delivered 0.00%.

The worst peak-to-trough decline Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend has experienced over the last 3-year window is 0.01% — its NAV fell from a high on 04 Oct 2012 to a low on 18 Nov 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend averaged 0.00% (best 0.00%, worst -0.00%). 32% of rolling windows ended positive.

In calendar year 2012, Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend returned 0.00% — lagging the Liquid category average of 155.04% by 155.04 pp. It ranked #42 of 65 in its category that year.

Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Liquid Fund- Institutional Plan- Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.