Should I invest in BARODA PIONEER GROWTH FUND?

We don't give personal investment advice. BARODA PIONEER GROWTH FUND-Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.3%. 5-year CAGR: 6.45%.

Baroda Pioneer

BARODA PIONEER GROWTH FUND-Dividend Plan

Latest NAV

₹49.6110

As of

8 Jun 2026

4,959 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+0.04%	-0.08	9 / 15	Q3
1W	-1.06%	-0.86%	-0.20	8 / 15	Q3
2W	-1.37%	-0.68%	-0.69	13 / 15	Q4
1M	-2.64%	-2.01%	-0.63	8 / 15	Q3
3M	+1.53%	+3.90%	-2.38	12 / 15	Q4
6M	-6.08%	-3.32%	-2.77	11 / 15	Q3
YTD	-5.32%	-2.79%	-2.52	10 / 15	Q3
1Y	-7.92%	-2.88%	-5.03	13 / 15	Q4
2Y	-3.88%	+1.45%	-5.33	15 / 15	Q4
3Y	+6.04%	+12.68%	-6.64	13 / 14	Q4
4Y	+6.87%	+13.58%	-6.72	13 / 14	Q4
5Y	+6.45%	+12.54%	-6.08	10 / 11	Q4
7Y	+6.89%	+14.16%	-7.27	10 / 11	Q4
10Y	+3.95%	+12.21%	-8.26	11 / 11	Q4
Inception	+2.96%	+9.43%	-6.48	12 / 15	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.32%	-2.79%	-2.52	10 / 15
2025	-11.60%	-2.20%	-9.40	15 / 15
2024	+20.25%	+20.09%	+0.17	7 / 14
2023	+20.37%	+29.56%	-9.19	14 / 14
2022	-10.07%	+2.92%	-12.98	14 / 14
2021	+36.11%	+43.14%	-7.03	9 / 11
2020	+5.15%	+14.21%	-9.05	7 / 11
2019	-0.53%	+2.05%	-2.58	9 / 11
2018	-19.97%	-8.46%	-11.51	11 / 11
2017	+25.86%	+32.89%	-7.03	10 / 11
2016	-6.48%	-3.19%	-3.28	7 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.39%

234 windows

min -48.6% · max 87.6%

58% positive

3-Year rolling

+5.77%

210 windows

min -14.0% · max 23.0%

73% positive

5-Year rolling

+5.01%

185 windows

min -11.5% · max 18.9%

87% positive

7-Year rolling

+4.33%

161 windows

min -2.5% · max 12.5%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.41%

3-year · annualised

Sharpe ratio

0.03

vs risk-free 6.5%

Sortino ratio

0.05

Downside-only deviation

Max drawdown

-27.25%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option	HDFC	₹17.7020	8 Jun 2026
ICICI Prudential Power Plan - Dividend	ICICI Prudential	₹32.6800	8 Jun 2026
Franklin India Multi Cap Fund - Growth	Franklin India	₹10.0854	8 Jun 2026
BARODA PIONEER GROWTH FUND-Growth Plan	Baroda Pioneer	₹279.8335	8 Jun 2026
Escorts Growth Plan-DIVIDEND OPTION	Escorts	₹71.9336	8 Jun 2026
Reliance Equity Opportunities Fund-Dividend Plan-Dividend Option	Reliance	₹56.8282	8 Jun 2026
Religare MID N SMALL CAP Fund - Dividend Option	Religare	₹109.0600	8 Jun 2026
Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund)- Income Distribution CUM Capital Withdrawal Option (IDCW)	Sundaram	₹58.7462	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹49.6110
5 Jun 2026	₹50.3096
4 Jun 2026	₹50.3288
3 Jun 2026	₹50.2169
2 Jun 2026	₹50.3988
1 Jun 2026	₹50.2956
29 May 2026	₹50.8506
27 May 2026	₹51.8101
26 May 2026	₹51.6567
25 May 2026	₹51.6103

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of BARODA PIONEER GROWTH FUND-Dividend Plan is ₹49.6110. It's a Multi Cap Fund from Baroda Pioneer, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

BARODA PIONEER GROWTH FUND-Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BARODA PIONEER GROWTH FUND-Dividend Plan is managed by Baroda Pioneer. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BARODA PIONEER GROWTH FUND-Dividend Plan has delivered a absolute return of -7.92% — -5.03 pp behind the Multi Cap Fund category average of -2.88%. The fund ranks #13 of 15 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BARODA PIONEER GROWTH FUND-Dividend Plan has delivered a CAGR of 6.04% — -6.64 pp behind the Multi Cap Fund category average of 12.68%. The fund ranks #13 of 14 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, BARODA PIONEER GROWTH FUND-Dividend Plan has delivered a CAGR of 6.45% — -6.08 pp behind the Multi Cap Fund category average of 12.54%. The fund ranks #10 of 11 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BARODA PIONEER GROWTH FUND-Dividend Plan exactly 10 years ago would be worth approximately ₹147,276 today — a multiplier of 1.47×, based on the 10-year CAGR of 3.95%. The category average over the same window would have grown ₹1 lakh to ₹316,398.

A ₹10,000 monthly SIP in BARODA PIONEER GROWTH FUND-Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹642,087 today. That's an XIRR (money-weighted annualised return) of 2.67%.

A ₹10,000 monthly SIP for 10 years in BARODA PIONEER GROWTH FUND-Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,584,273 (multiplier 1.32×). XIRR: 5.42%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BARODA PIONEER GROWTH FUND-Dividend Plan ranks #10 out of 11 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.54%; this fund delivered 6.45%.

The worst peak-to-trough decline BARODA PIONEER GROWTH FUND-Dividend Plan has experienced over the last 5-year window is 27.25% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BARODA PIONEER GROWTH FUND-Dividend Plan averaged 5.01% (best 18.88%, worst -11.51%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.08 — weak risk-adjusted performance.

In calendar year 2025, BARODA PIONEER GROWTH FUND-Dividend Plan returned -11.60% — lagging the Multi Cap Fund category average of -2.20% by 9.40 pp. It ranked #15 of 15 in its category that year.

BARODA PIONEER GROWTH FUND-Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BARODA PIONEER GROWTH FUND-Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.3%. 5-year CAGR: 6.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.