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Thursday, 11 Jun 2026 · IST
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AIG Global Investment Group

AIG India Liquid Fund-Institutional Plan-Growth Option

Category
Liquid
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
106511
ISIN (Growth)
ISIN (Dividend)

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window Fund Category avg +/− vs avg Rank Quartile
1D +0.02% +0.34% -0.32 36 / 110 Q2
1W +0.14% +0.31% -0.17 20 / 107 Q1
2W +0.29% +0.36% -0.08 20 / 106 Q1
1M +0.62% +0.37% +0.24 13 / 106 Q1
3M +1.88% +0.70% +1.18 14 / 105 Q1
6M +3.78% -0.73% +4.50 14 / 105 Q1
YTD +0.22% -1.59% +1.81 36 / 102 Q2
1Y +8.07% -0.61% +8.68 12 / 100 Q1
2Y +8.46% -0.86% +9.32 9 / 96 Q1
3Y +7.37% -1.06% +8.43 16 / 89 Q1
4Y +6.76% -1.39% +8.15 17 / 86 Q1
5Y +7.22% +0.08% +7.14 16 / 76 Q1
7Y
10Y
Inception +7.27% -1.26% +8.53 16 / 110 Q1

Quartile legend: Q1 top 25%  Q2 25-50%  Q3 50-75%  Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year Fund Category avg +/− vs avg Rank
2013 YTD +0.22% +0.78% -0.56 26 / 64
2012 +8.12% +155.04% -146.92 21 / 65
2011 +8.89% -0.45% +9.34 7 / 67
2010 +4.96% -1.24% +6.20 17 / 73
2009 +5.09% +0.17% +4.92 10 / 75
2008 +9.08% +2.60% +6.48 8 / 61
2007

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling
+7.12%
53 windows
min 3.9% · max 9.1%
100% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
+6.57%
29 windows
min 6.3% · max 7.4%
100% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+7.23%
4 windows
min 7.2% · max 7.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period
Total invested
Today's value
XIRR
Annualised
Wealth multiplier
Period Total invested Today's value XIRR Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation
0.51%
3-year · annualised
Sharpe ratio
1.24
vs risk-free 6.5%
Sortino ratio
Downside-only deviation
Max drawdown
-0.00%
Peak to trough
% positive months
100.0%
Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date NAV
12 Jan 2013 ₹1,452.9495
11 Jan 2013 ₹1,452.6747
10 Jan 2013 ₹1,452.3998
9 Jan 2013 ₹1,452.1010
8 Jan 2013 ₹1,451.8028
7 Jan 2013 ₹1,451.5060
6 Jan 2013 ₹1,451.2097
5 Jan 2013 ₹1,450.9113
4 Jan 2013 ₹1,450.6131
3 Jan 2013 ₹1,450.3148

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

AIG India Liquid Fund-Institutional Plan-Growth Option is a Liquid from AIG Global Investment Group (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
AIG India Liquid Fund-Institutional Plan-Growth Option has NAV history starting from 23 Sep 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
AIG India Liquid Fund-Institutional Plan-Growth Option is managed by AIG Global Investment Group. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, AIG India Liquid Fund-Institutional Plan-Growth Option has delivered a absolute return of 8.07% — +8.68 pp ahead of the Liquid category average of -0.61%. The fund ranks #12 of 100 in its category — the top (Q1) quartile.
Over the trailing 3-year window, AIG India Liquid Fund-Institutional Plan-Growth Option has delivered a CAGR of 7.37% — +8.43 pp ahead of the Liquid category average of -1.06%. The fund ranks #16 of 89 in its category — the top (Q1) quartile.
Over the trailing 5-year window, AIG India Liquid Fund-Institutional Plan-Growth Option has delivered a CAGR of 7.22% — +7.14 pp ahead of the Liquid category average of 0.08%. The fund ranks #16 of 76 in its category — the top (Q1) quartile.
₹1 lakh invested in AIG India Liquid Fund-Institutional Plan-Growth Option exactly 5 years ago would be worth approximately ₹141,727 today — a multiplier of 1.42×, based on the 5-year CAGR of 7.22%. The category average over the same window would have grown ₹1 lakh to ₹100,422.
A ₹10,000 monthly SIP in AIG India Liquid Fund-Institutional Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹722,536 today. That's an XIRR (money-weighted annualised return) of 7.35%.
AIG India Liquid Fund-Institutional Plan-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹722,536 — XIRR 7.35%.
On a 5-year basis, AIG India Liquid Fund-Institutional Plan-Growth Option ranks #16 out of 76 funds in the Liquid category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.08%; this fund delivered 7.22%.
The worst peak-to-trough decline AIG India Liquid Fund-Institutional Plan-Growth Option has experienced over the last 5-year window is 0.00% — its NAV fell from a high on 30 Aug 2009 to a low on 31 Aug 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, AIG India Liquid Fund-Institutional Plan-Growth Option averaged 7.23% (best 7.24%, worst 7.22%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.88 — reasonable risk-adjusted performance.
In calendar year 2012, AIG India Liquid Fund-Institutional Plan-Growth Option returned 8.12% — lagging the Liquid category average of 155.04% by 146.92 pp. It ranked #21 of 65 in its category that year.
AIG India Liquid Fund-Institutional Plan-Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. AIG India Liquid Fund-Institutional Plan-Growth Option is suitable for an investor whose:
  • time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
  • primary goal is capital preservation or steady accrual, not high growth
  • tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 7.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.