Should I invest in AIG India Equity Fund?

We don't give personal investment advice. AIG India Equity Fund- Institutional Plan- Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

AIG Global Investment Group

AIG India Equity Fund- Institutional Plan- Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-11.79%	+11.79	16 / 57	Q2
1W	+1.26%	-11.61%	+12.86	20 / 54	Q2
2W	+1.56%	-11.22%	+12.78	21 / 54	Q2
1M	+5.20%	-9.19%	+14.39	10 / 54	Q1
3M	+7.05%	-5.07%	+12.12	21 / 52	Q2
6M	+6.56%	+1.88%	+4.68	25 / 53	Q2
YTD	+13.23%	-1.37%	+14.60	20 / 54	Q2
1Y	+22.62%	+8.01%	+14.61	17 / 52	Q2
2Y	+32.44%	-3.93%	+36.37	3 / 40	Q1
3Y	+4.23%	-0.61%	+4.84	15 / 28	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.04%	-6.62%	+15.66	11 / 52	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+13.23%	-8.68%	+21.91	14 / 42
2009	+93.93%	+72.50%	+21.42	4 / 44
2008	-56.72%	-49.57%	-7.15	20 / 25
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.71%

28 windows

min -58.3% · max 128.8%

57% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.15%

4 windows

min 4.2% · max 7.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

34.82%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.15

Downside-only deviation

Max drawdown

-63.02%

Jan 2008 → Mar 2009

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
4 Oct 2010	₹13.3090
1 Oct 2010	₹13.3190
30 Sep 2010	₹13.1090
29 Sep 2010	₹13.1010
28 Sep 2010	₹13.1650
27 Sep 2010	₹13.1440
24 Sep 2010	₹13.1540
23 Sep 2010	₹13.0570
22 Sep 2010	₹13.0630
21 Sep 2010	₹13.0850

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

AIG India Equity Fund- Institutional Plan- Dividend Option is a Growth from AIG Global Investment Group (Institutional plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

AIG India Equity Fund- Institutional Plan- Dividend Option has NAV history starting from 27 Jun 2007, a track record of about 18 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

AIG India Equity Fund- Institutional Plan- Dividend Option is managed by AIG Global Investment Group. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, AIG India Equity Fund- Institutional Plan- Dividend Option has delivered a absolute return of 22.62% — +14.61 pp ahead of the Growth category average of 8.01%. The fund ranks #17 of 52 in its category — the second (Q2) quartile.

Over the trailing 3-year window, AIG India Equity Fund- Institutional Plan- Dividend Option has delivered a CAGR of 4.23% — +4.84 pp ahead of the Growth category average of -0.61%. The fund ranks #15 of 28 in its category — the third (Q3) quartile.

AIG India Equity Fund- Institutional Plan- Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in AIG India Equity Fund- Institutional Plan- Dividend Option exactly 3 years ago would be worth approximately ₹113,239 today — a multiplier of 1.13×, based on the 3-year CAGR of 4.23%. The category average over the same window would have grown ₹1 lakh to ₹98,187.

A ₹10,000 monthly SIP in AIG India Equity Fund- Institutional Plan- Dividend Option over the last 3 years — total invested ₹360,000 — would be worth ₹513,107 today. That's an XIRR (money-weighted annualised return) of 24.39%.

AIG India Equity Fund- Institutional Plan- Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹513,107 — XIRR 24.39%.

On a 3-year basis, AIG India Equity Fund- Institutional Plan- Dividend Option ranks #15 out of 28 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -0.61%; this fund delivered 4.23%.

The worst peak-to-trough decline AIG India Equity Fund- Institutional Plan- Dividend Option has experienced over the last 3-year window is 63.02% — its NAV fell from a high on 07 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, AIG India Equity Fund- Institutional Plan- Dividend Option averaged 6.15% (best 7.10%, worst 4.23%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.10 — weak risk-adjusted performance.

In calendar year 2009, AIG India Equity Fund- Institutional Plan- Dividend Option returned 93.93% — beating the Growth category average of 72.50% by 21.42 pp. It ranked #4 of 44 in its category that year.

AIG India Equity Fund- Institutional Plan- Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. AIG India Equity Fund- Institutional Plan- Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.