Should I invest in Templeton India Money Market Account?

We don't give personal investment advice. Templeton India Money Market Account - Dividend Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Franklin Templeton

Templeton India Money Market Account - Dividend Plan

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.03%	-0.03	11 / 11	Q4
1W	+0.00%	+0.01%	-0.01	9 / 11	Q4
2W	+0.00%	+0.02%	-0.02	9 / 11	Q4
1M	+0.00%	+0.20%	-0.20	10 / 11	Q4
3M	+0.00%	+0.48%	-0.48	9 / 11	Q4
6M	+0.00%	+1.19%	-1.19	10 / 11	Q4
YTD	+0.00%	+0.28%	-0.28	7 / 11	Q3
1Y	+0.00%	+2.78%	-2.78	10 / 11	Q4
2Y	+0.00%	+3.03%	-3.03	10 / 11	Q4
3Y	+0.00%	+3.06%	-3.06	11 / 11	Q4
4Y	+0.00%	+2.68%	-2.68	10 / 10	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.00%	-61.35%	+61.35	11 / 29	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+0.00%	+0.53%	-0.53	8 / 10
2009	+0.00%	0.00%	+0.00	8 / 11
2008	+0.00%	+2.22%	-2.22	10 / 10
2007	+0.00%	+4.93%	-4.93	28 / 28
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

36 windows

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.00%

12 windows

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.00%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

0.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
22 Oct 2010	₹1.0000
21 Oct 2010	₹1.0000
20 Oct 2010	₹1.0000
19 Oct 2010	₹1.0000
18 Oct 2010	₹1.0000
17 Oct 2010	₹1.0000
15 Oct 2010	₹1.0000
14 Oct 2010	₹1.0000
13 Oct 2010	₹1.0000
12 Oct 2010	₹1.0000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Templeton India Money Market Account - Dividend Plan is a Money Market from Franklin Templeton (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Templeton India Money Market Account - Dividend Plan has NAV history starting from 01 Dec 2006, a track record of about 19 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton India Money Market Account - Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Money Market' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Money Market Account - Dividend Plan has delivered a absolute return of 0.00% — -2.78 pp behind the Money Market category average of 2.78%. The fund ranks #10 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton India Money Market Account - Dividend Plan has delivered a CAGR of 0.00% — -3.06 pp behind the Money Market category average of 3.06%. The fund ranks #11 of 11 in its category — the bottom (Q4) quartile.

Templeton India Money Market Account - Dividend Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Templeton India Money Market Account - Dividend Plan exactly 3 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 3-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹109,473.

A ₹10,000 monthly SIP in Templeton India Money Market Account - Dividend Plan over the last 3 years — total invested ₹360,000 — would be worth ₹360,000 today. That's an XIRR (money-weighted annualised return) of 0.00%.

Templeton India Money Market Account - Dividend Plan doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹360,000 — XIRR 0.00%.

On a 3-year basis, Templeton India Money Market Account - Dividend Plan ranks #11 out of 11 funds in the Money Market category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.06%; this fund delivered 0.00%.

The worst peak-to-trough decline Templeton India Money Market Account - Dividend Plan has experienced over the last 3-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Templeton India Money Market Account - Dividend Plan averaged 0.00% (best 0.00%, worst 0.00%). 0% of rolling windows ended positive.

In calendar year 2009, Templeton India Money Market Account - Dividend Plan returned 0.00% — beating the Money Market category average of -0.00% by 0.00 pp. It ranked #8 of 11 in its category that year.

Templeton India Money Market Account - Dividend Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Templeton India Money Market Account - Dividend Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.