Franklin Templeton

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+6.99%	-6.99	269 / 763	Q2
1W	+0.24%	+6.38%	-6.14	80 / 722	Q1
2W	+0.33%	+6.63%	-6.30	100 / 725	Q1
1M	+0.56%	+6.29%	-5.73	152 / 752	Q1
3M	+1.40%	+7.87%	-6.46	245 / 728	Q2
6M	+3.02%	+9.67%	-6.65	288 / 642	Q2
YTD	+3.40%	+8.47%	-5.07	193 / 666	Q2
1Y	+6.34%	+13.70%	-7.36	293 / 591	Q2
2Y	+9.66%	-5.03%	+14.69	22 / 197	Q1
3Y	+8.18%	-3.09%	+11.26	23 / 140	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.18%	-3.28%	+11.46	241 / 797	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+3.40%	-0.95%	+4.35	42 / 165
2009	+10.88%	-0.31%	+11.19	22 / 482
2008	+6.56%	-5.54%	+12.10	79 / 250
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.06%

25 windows

min 5.2% · max 13.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.18%

1 window

min 8.2% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.16%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

2.20

Downside-only deviation

Max drawdown

-1.07%

Jun 2008 → Jul 2008

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
26 Jul 2010	₹12.6613
23 Jul 2010	₹12.6390
22 Jul 2010	₹12.6365
21 Jul 2010	₹12.6347
20 Jul 2010	₹12.6329
19 Jul 2010	₹12.6314
16 Jul 2010	₹12.6264
15 Jul 2010	₹12.6249
14 Jul 2010	₹12.6231
13 Jul 2010	₹12.6213

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth is a Income from Franklin Templeton (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth has NAV history starting from 26 Jul 2007, a track record of about 18 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth is managed by Franklin Templeton. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth has delivered a absolute return of 6.34% — -7.36 pp behind the Income category average of 13.70%. The fund ranks #293 of 591 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth has delivered a CAGR of 8.18% — +11.26 pp ahead of the Income category average of -3.09%. The fund ranks #23 of 140 in its category — the top (Q1) quartile.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth exactly 3 years ago would be worth approximately ₹126,596 today — a multiplier of 1.27×, based on the 3-year CAGR of 8.18%. The category average over the same window would have grown ₹1 lakh to ₹91,024.

A ₹10,000 monthly SIP in Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹409,105 today. That's an XIRR (money-weighted annualised return) of 8.48%.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹409,105 — XIRR 8.48%.

On a 3-year basis, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth ranks #23 out of 140 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -3.09%; this fund delivered 8.18%.

The worst peak-to-trough decline Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth has experienced over the last 3-year window is 1.07% — its NAV fell from a high on 02 Jun 2008 to a low on 30 Jul 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth averaged 8.18% (best 8.18%, worst 8.18%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.66 — reasonable risk-adjusted performance.

In calendar year 2009, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth returned 10.88% — beating the Income category average of -0.31% by 11.19 pp. It ranked #22 of 482 in its category that year.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.