Franklin Templeton

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+6.99%	-6.99	268 / 763	Q2
1W	-18.91%	+6.38%	-25.29	707 / 722	Q4
2W	-18.84%	+6.63%	-25.47	711 / 725	Q4
1M	-18.65%	+6.29%	-24.94	735 / 752	Q4
3M	-17.97%	+7.87%	-25.84	710 / 728	Q4
6M	-16.66%	+9.67%	-26.33	617 / 642	Q4
YTD	-16.36%	+8.47%	-24.83	639 / 666	Q4
1Y	-13.98%	+13.70%	-27.68	566 / 591	Q4
2Y	-2.54%	-5.03%	+2.49	168 / 197	Q4
3Y	0.00%	-3.09%	+3.08	100 / 140	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.00%	-3.28%	+3.28	439 / 797	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-16.36%	-0.95%	-15.41	162 / 165
2009	+10.88%	-0.31%	+11.18	23 / 482
2008	+4.05%	-5.54%	+9.59	98 / 250
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.02%

25 windows

min -14.0% · max 13.3%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

0.00%

1 window

min 0.0% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.25%

3-year · annualised

Sharpe ratio

-0.51

vs risk-free 6.5%

Sortino ratio

-0.53

Downside-only deviation

Max drawdown

-18.96%

Jul 2010 → Jul 2010

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
26 Jul 2010	₹10.0000
23 Jul 2010	₹12.3400
22 Jul 2010	₹12.3376
21 Jul 2010	₹12.3359
20 Jul 2010	₹12.3341
19 Jul 2010	₹12.3326
16 Jul 2010	₹12.3278
15 Jul 2010	₹12.3263
14 Jul 2010	₹12.3245
13 Jul 2010	₹12.3228

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend is a Income from Franklin Templeton (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend has NAV history starting from 26 Jul 2007, a track record of about 18 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend is managed by Franklin Templeton. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend has delivered a absolute return of -13.98% — -27.68 pp behind the Income category average of 13.70%. The fund ranks #566 of 591 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend has delivered a CAGR of 0.00% — +3.08 pp ahead of the Income category average of -3.09%. The fund ranks #100 of 140 in its category — the third (Q3) quartile.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend exactly 3 years ago would be worth approximately ₹99,987 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.00%. The category average over the same window would have grown ₹1 lakh to ₹91,024.

A ₹10,000 monthly SIP in Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹327,648 today. That's an XIRR (money-weighted annualised return) of -6.02%.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹327,648 — XIRR -6.02%.

On a 3-year basis, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend ranks #100 out of 140 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -3.09%; this fund delivered -0.00%.

The worst peak-to-trough decline Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend has experienced over the last 3-year window is 18.96% — its NAV fell from a high on 23 Jul 2010 to a low on 26 Jul 2010. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend averaged -0.00% (best -0.00%, worst -0.00%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.51 — negative risk-adjusted performance.

In calendar year 2009, Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend returned 10.88% — beating the Income category average of -0.31% by 11.18 pp. It ranked #23 of 482 in its category that year.

Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Templeton Fixed Horizon Fund - Series IV - Plan A - Institutional - Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.