Should I invest in Tata Tax Advantage Fund -1?

We don't give personal investment advice. Tata Tax Advantage Fund -1 is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 11.73%.

Tata

Tata Tax Advantage Fund -1

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.86%	-2.17%	+1.31	86 / 90	Q4
1W	-0.24%	-3.63%	+3.39	40 / 87	Q2
2W	+2.23%	-4.22%	+6.45	10 / 87	Q1
1M	+0.92%	-6.35%	+7.27	12 / 87	Q1
3M	-6.88%	-4.81%	-2.07	76 / 87	Q4
6M	-6.92%	-4.06%	-2.86	56 / 89	Q3
YTD	-11.15%	-5.30%	-5.85	78 / 89	Q4
1Y	-10.78%	+0.90%	-11.67	76 / 87	Q4
2Y	+17.48%	+0.50%	+16.97	12 / 86	Q1
3Y	+15.55%	+5.98%	+9.58	11 / 81	Q1
4Y	+13.91%	+7.92%	+5.99	22 / 78	Q2
5Y	+11.73%	+6.84%	+4.89	27 / 77	Q2
7Y	+20.42%	+8.86%	+11.56	3 / 75	Q1
10Y	+10.42%	+8.06%	+2.36	33 / 69	Q2
Inception	+10.47%	+5.85%	+4.62	32 / 91	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-11.15%	-0.31%	-10.84	67 / 70
2015	+8.61%	-1.16%	+9.78	1 / 24
2014	+45.34%	+42.05%	+3.29	8 / 27
2013	+5.92%	+2.38%	+3.54	8 / 27
2012	+25.50%	+28.66%	-3.16	18 / 27
2011	-17.84%	-28.62%	+10.78	1 / 25
2010	+22.62%	+14.25%	+8.37	8 / 30
2009	+72.44%	+64.74%	+7.70	11 / 25
2008	-48.78%	-57.48%	+8.69	2 / 18
2007	+50.01%	+44.08%	+5.93	7 / 12
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.72%

110 windows

min -47.9% · max 94.8%

75% positive

3-Year rolling

+12.89%

85 windows

min -5.3% · max 30.6%

99% positive

5-Year rolling

+11.90%

61 windows

min 2.3% · max 20.6%

100% positive

7-Year rolling

+12.67%

37 windows

min 7.6% · max 21.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.72%

3-year · annualised

Sharpe ratio

0.62

vs risk-free 6.5%

Sortino ratio

1.10

Downside-only deviation

Max drawdown

-19.02%

Aug 2015 → Feb 2016

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.0500	8 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.7699	8 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹84.6252	8 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.0800	8 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹119.8800	8 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.3174	8 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.2329	8 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹40.9460	8 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.0500	8 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.0520	8 Jun 2026

Recent NAVs

Date	NAV
15 Mar 2016	₹27.1319
14 Mar 2016	₹27.3675
11 Mar 2016	₹27.2995
10 Mar 2016	₹27.2774
9 Mar 2016	₹27.3262
8 Mar 2016	₹27.1964
4 Mar 2016	₹27.2857
3 Mar 2016	₹27.2123
2 Mar 2016	₹27.0369
1 Mar 2016	₹26.5398

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Tax Advantage Fund -1 is a ELSS from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Tax Advantage Fund -1 has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Tax Advantage Fund -1 is managed by Tata. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Tax Advantage Fund -1 has delivered a absolute return of -10.78% — -11.67 pp behind the ELSS category average of 0.90%. The fund ranks #76 of 87 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Tax Advantage Fund -1 has delivered a CAGR of 15.55% — +9.58 pp ahead of the ELSS category average of 5.98%. The fund ranks #11 of 81 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Tax Advantage Fund -1 has delivered a CAGR of 11.73% — +4.89 pp ahead of the ELSS category average of 6.84%. The fund ranks #27 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Tax Advantage Fund -1 exactly 10 years ago would be worth approximately ₹269,520 today — a multiplier of 2.70×, based on the 10-year CAGR of 10.42%. The category average over the same window would have grown ₹1 lakh to ₹217,079.

A ₹10,000 monthly SIP in Tata Tax Advantage Fund -1 over the last 5 years — total invested ₹600,000 — would be worth ₹827,880 today. That's an XIRR (money-weighted annualised return) of 12.83%.

Tata Tax Advantage Fund -1 doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,318,852 — XIRR 12.66%.

On a 5-year basis, Tata Tax Advantage Fund -1 ranks #27 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.84%; this fund delivered 11.73%.

The worst peak-to-trough decline Tata Tax Advantage Fund -1 has experienced over the last 5-year window is 19.02% — its NAV fell from a high on 19 Aug 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Tax Advantage Fund -1 averaged 11.90% (best 20.58%, worst 2.33%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2015, Tata Tax Advantage Fund -1 returned 8.61% — beating the ELSS category average of -1.16% by 9.78 pp. It ranked #1 of 24 in its category that year.

Tata Tax Advantage Fund -1 is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Tax Advantage Fund -1 is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 11.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.