Should I invest in Tata Mid Cap Fund?

We don't give personal investment advice. Tata Mid Cap Fund - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 69.2%. 5-year CAGR: 3.22%.

Tata

Tata Mid Cap Fund - Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	+0.06%	-0.30	213 / 299	Q3
1W	-3.72%	-3.61%	-0.11	265 / 303	Q4
2W	-0.29%	-4.52%	+4.23	149 / 303	Q2
1M	+5.51%	-5.64%	+11.14	39 / 302	Q1
3M	+7.94%	-4.27%	+12.21	71 / 302	Q1
6M	+2.10%	+1.48%	+0.61	163 / 307	Q3
YTD	+15.51%	-0.18%	+15.69	75 / 309	Q1
1Y	+3.52%	+7.10%	-3.58	170 / 307	Q3
2Y	+2.14%	+2.20%	-0.06	161 / 303	Q3
3Y	+30.24%	+0.76%	+29.48	3 / 264	Q1
4Y	-1.82%	+0.58%	-2.41	188 / 235	Q4
5Y	+3.22%	+0.02%	+3.20	123 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+2.29%	+0.51%	+1.78	203 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+15.51%	+23.57%	-8.06	160 / 190
2011	-24.19%	-23.68%	-0.51	124 / 241
2010	+11.50%	+11.69%	-0.18	142 / 256
2009	+98.12%	+65.86%	+32.26	29 / 238
2008	-63.47%	-52.86%	-10.61	162 / 198
2007	+51.96%	+42.91%	+9.05	51 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.20%

60 windows

min -63.3% · max 130.0%

57% positive

3-Year rolling

+6.48%

36 windows

min -16.2% · max 30.2%

83% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.35%

12 windows

min -0.1% · max 10.1%

92% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

25.63%

3-year · annualised

Sharpe ratio

0.91

vs risk-free 6.5%

Sortino ratio

2.11

Downside-only deviation

Max drawdown

-30.35%

Nov 2010 → Dec 2011

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Feb 2012	₹16.2320
23 Feb 2012	₹16.2697
22 Feb 2012	₹16.3623
21 Feb 2012	₹16.9098
17 Feb 2012	₹16.8598
16 Feb 2012	₹16.8792
15 Feb 2012	₹16.7894
14 Feb 2012	₹16.5047
13 Feb 2012	₹16.3767
10 Feb 2012	₹16.2784

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Mid Cap Fund - Growth is a Growth from Tata (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Mid Cap Fund - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Mid Cap Fund - Growth is managed by Tata. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Mid Cap Fund - Growth has delivered a absolute return of 3.52% — -3.58 pp behind the Growth category average of 7.10%. The fund ranks #170 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Mid Cap Fund - Growth has delivered a CAGR of 30.24% — +29.48 pp ahead of the Growth category average of 0.76%. The fund ranks #3 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Mid Cap Fund - Growth has delivered a CAGR of 3.22% — +3.2 pp ahead of the Growth category average of 0.02%. The fund ranks #123 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Mid Cap Fund - Growth exactly 5 years ago would be worth approximately ₹117,146 today — a multiplier of 1.17×, based on the 5-year CAGR of 3.22%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Tata Mid Cap Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹694,885 today. That's an XIRR (money-weighted annualised return) of 5.80%.

Tata Mid Cap Fund - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹694,885 — XIRR 5.80%.

On a 5-year basis, Tata Mid Cap Fund - Growth ranks #123 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 3.22%.

The worst peak-to-trough decline Tata Mid Cap Fund - Growth has experienced over the last 5-year window is 69.17% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Mid Cap Fund - Growth averaged 4.35% (best 10.14%, worst -0.07%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is 0.07 — weak risk-adjusted performance.

In calendar year 2011, Tata Mid Cap Fund - Growth returned -24.19% — lagging the Growth category average of -23.68% by 0.51 pp. It ranked #124 of 241 in its category that year.

Tata Mid Cap Fund - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Mid Cap Fund - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 69.2%. 5-year CAGR: 3.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.