Should I invest in Tata Mid Cap Fund?

We don't give personal investment advice. Tata Mid Cap Fund - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 71.0%. 5-year CAGR: 0.11%.

Tata

Tata Mid Cap Fund - Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	+0.06%	-0.29	212 / 299	Q3
1W	-3.72%	-3.61%	-0.11	264 / 303	Q4
2W	-0.28%	-4.52%	+4.23	148 / 303	Q2
1M	+5.51%	-5.64%	+11.14	38 / 302	Q1
3M	+7.94%	-4.27%	+12.21	70 / 302	Q1
6M	+2.10%	+1.48%	+0.62	162 / 307	Q3
YTD	+15.51%	-0.18%	+15.69	74 / 309	Q1
1Y	+3.52%	+7.10%	-3.58	169 / 307	Q3
2Y	-2.45%	+2.20%	-4.65	206 / 303	Q3
3Y	+26.40%	+0.76%	+25.65	9 / 264	Q1
4Y	-5.49%	+0.58%	-6.07	203 / 235	Q4
5Y	+0.11%	+0.02%	+0.10	152 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.32%	+0.51%	-0.84	235 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+15.51%	+23.57%	-8.06	159 / 190
2011	-24.19%	-23.68%	-0.51	125 / 241
2010	+1.71%	+11.69%	-9.98	212 / 256
2009	+99.61%	+65.86%	+33.75	21 / 238
2008	-65.86%	-52.86%	-13.00	178 / 198
2007	+51.91%	+42.91%	+9.00	52 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.48%

60 windows

min -65.7% · max 130.5%

52% positive

3-Year rolling

+3.38%

36 windows

min -17.9% · max 26.4%

72% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.22%

12 windows

min -3.1% · max 6.8%

75% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

26.07%

3-year · annualised

Sharpe ratio

0.78

vs risk-free 6.5%

Sortino ratio

1.76

Downside-only deviation

Max drawdown

-30.35%

Nov 2010 → Dec 2011

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Feb 2012	₹13.9346
23 Feb 2012	₹13.9669
22 Feb 2012	₹14.0464
21 Feb 2012	₹14.5164
17 Feb 2012	₹14.4735
16 Feb 2012	₹14.4901
15 Feb 2012	₹14.4130
14 Feb 2012	₹14.1686
13 Feb 2012	₹14.0588
10 Feb 2012	₹13.9744

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Mid Cap Fund - Dividend is a Growth from Tata (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Mid Cap Fund - Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Mid Cap Fund - Dividend is managed by Tata. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Mid Cap Fund - Dividend has delivered a absolute return of 3.52% — -3.58 pp behind the Growth category average of 7.10%. The fund ranks #169 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Mid Cap Fund - Dividend has delivered a CAGR of 26.40% — +25.65 pp ahead of the Growth category average of 0.76%. The fund ranks #9 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Mid Cap Fund - Dividend has delivered a CAGR of 0.11% — +0.1 pp ahead of the Growth category average of 0.02%. The fund ranks #152 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Mid Cap Fund - Dividend exactly 5 years ago would be worth approximately ₹100,576 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.11%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Tata Mid Cap Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹643,231 today. That's an XIRR (money-weighted annualised return) of 2.74%.

Tata Mid Cap Fund - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹643,231 — XIRR 2.74%.

On a 5-year basis, Tata Mid Cap Fund - Dividend ranks #152 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 0.11%.

The worst peak-to-trough decline Tata Mid Cap Fund - Dividend has experienced over the last 5-year window is 71.04% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Mid Cap Fund - Dividend averaged 1.22% (best 6.83%, worst -3.07%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is -0.03 — negative risk-adjusted performance.

In calendar year 2011, Tata Mid Cap Fund - Dividend returned -24.19% — lagging the Growth category average of -23.68% by 0.51 pp. It ranked #125 of 241 in its category that year.

Tata Mid Cap Fund - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Mid Cap Fund - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 71.0%. 5-year CAGR: 0.11%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.