Tata
Tata M I P Plus Fund - Quarterly Dividend
Category
Income
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
102281
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.06% | -9.99% | +10.05 | 71 / 1129 | Q1 |
| 1W | -0.68% | -13.04% | +12.36 | 535 / 1151 | Q2 |
| 2W | -0.69% | -13.18% | +12.49 | 535 / 1149 | Q2 |
| 1M | +0.49% | -13.26% | +13.75 | 181 / 1137 | Q1 |
| 3M | -0.92% | -13.15% | +12.23 | 756 / 1116 | Q3 |
| 6M | -1.98% | -15.45% | +13.47 | 602 / 906 | Q3 |
| YTD | +2.18% | -15.77% | +17.95 | 244 / 952 | Q2 |
| 1Y | +6.65% | -13.09% | +19.73 | 274 / 820 | Q2 |
| 2Y | +8.69% | -12.72% | +21.41 | 44 / 446 | Q1 |
| 3Y | +4.22% | -11.01% | +15.23 | 126 / 385 | Q2 |
| 4Y | +3.77% | -6.52% | +10.29 | 116 / 339 | Q2 |
| 5Y | +2.23% | -7.36% | +9.59 | 123 / 314 | Q2 |
| 7Y | +3.40% | +2.53% | +0.87 | 102 / 234 | Q2 |
| 10Y | — | — | — | — | — |
| Inception | +2.00% | -13.63% | +15.64 | 362 / 1199 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +2.18% | +2.22% | -0.04 | 107 / 216 |
| 2014 | +11.54% | +5.51% | +6.03 | 37 / 240 |
| 2013 | -2.53% | -1.95% | -0.58 | 241 / 276 |
| 2012 | +7.03% | +1.38% | +5.65 | 129 / 295 |
| 2011 | -5.28% | -3.16% | -2.12 | 285 / 317 |
| 2010 | +1.44% | -5.78% | +7.22 | 162 / 377 |
| 2009 | +10.49% | -12.86% | +23.35 | 78 / 713 |
| 2008 | -11.73% | -2.02% | -9.71 | 346 / 380 |
| 2007 | +6.98% | +4.84% | +2.15 | 72 / 142 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+2.47%
103 windows
min -16.3% · max 18.9%
62% positive
3-Year rolling
+2.05%
79 windows
min -1.8% · max 5.3%
90% positive
5-Year rolling
+1.75%
53 windows
min 0.3% · max 3.5%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+1.73%
30 windows
min 0.6% · max 3.5%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
6.19%
3-year · annualised
Sharpe ratio
-0.35
vs risk-free 6.5%
Sortino ratio
-0.56
Downside-only deviation
Max drawdown
-9.47%
May 2013 → Aug 2013
% positive months
66.7%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 28 Aug 2015 | ₹12.7832 |
| 27 Aug 2015 | ₹12.7750 |
| 26 Aug 2015 | ₹12.7122 |
| 25 Aug 2015 | ₹12.7204 |
| 24 Aug 2015 | ₹12.6794 |
| 21 Aug 2015 | ₹12.8701 |
| 20 Aug 2015 | ₹12.8878 |
| 19 Aug 2015 | ₹12.9125 |
| 17 Aug 2015 | ₹12.8656 |
| 14 Aug 2015 | ₹12.8723 |
Advertisement
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Tata M I P Plus Fund - Quarterly Dividend is a Income from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Tata M I P Plus Fund - Quarterly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Tata M I P Plus Fund - Quarterly Dividend is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Tata M I P Plus Fund - Quarterly Dividend has delivered a absolute return of 6.65% — +19.73 pp ahead of the Income category average of -13.09%. The fund ranks #274 of 820 in its category — the second (Q2) quartile.
Over the trailing 3-year window, Tata M I P Plus Fund - Quarterly Dividend has delivered a CAGR of 4.22% — +15.23 pp ahead of the Income category average of -11.01%. The fund ranks #126 of 385 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Tata M I P Plus Fund - Quarterly Dividend has delivered a CAGR of 2.23% — +9.59 pp ahead of the Income category average of -7.36%. The fund ranks #123 of 314 in its category — the second (Q2) quartile.
₹1 lakh invested in Tata M I P Plus Fund - Quarterly Dividend exactly 5 years ago would be worth approximately ₹111,668 today — a multiplier of 1.12×, based on the 5-year CAGR of 2.23%. The category average over the same window would have grown ₹1 lakh to ₹68,226.
A ₹10,000 monthly SIP in Tata M I P Plus Fund - Quarterly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹667,718 today. That's an XIRR (money-weighted annualised return) of 4.22%.
Tata M I P Plus Fund - Quarterly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹956,963 — XIRR 3.67%.
On a 5-year basis, Tata M I P Plus Fund - Quarterly Dividend ranks #123 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 2.23%.
The worst peak-to-trough decline Tata M I P Plus Fund - Quarterly Dividend has experienced over the last 5-year window is 9.47% — its NAV fell from a high on 20 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Tata M I P Plus Fund - Quarterly Dividend averaged 1.75% (best 3.49%, worst 0.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.73 — negative risk-adjusted performance.
In calendar year 2014, Tata M I P Plus Fund - Quarterly Dividend returned 11.54% — beating the Income category average of 5.51% by 6.03 pp. It ranked #37 of 240 in its category that year.
Tata M I P Plus Fund - Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Tata M I P Plus Fund - Quarterly Dividend is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
More from Tata
- Tata Aggressive Hybrid Fund -Direct Plan- Growth Option
- Tata Aggressive Hybrid Fund- Direct Plan - Monthly Payout of IDCW Option
- Tata Aggressive Hybrid Fund- Direct Plan - Periodic Payout of IDCW Option
- Tata Aggressive Hybrid Fund- Regular Plan - Monthly Payout of IDCW Option
- TATA Arbitrage Fund Direct Plan - Monthly Payout of Income Distribution cum capital withdrawal option
- TATA Arbitrage Fund Direct Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option
- TATA Arbitrage Fund Regular Plan - Monthly Payout of Income Distribution cum capital withdrawal option
- TATA Arbitrage Fund Regular Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option