Should I invest in Tata Liquid High Investment Plan?

We don't give personal investment advice. Tata Liquid High Investment Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 7.80%.

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Tata Liquid High Investment Plan - Growth

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-3.56%	+3.57	23 / 84	Q2
1W	+0.11%	-3.52%	+3.63	20 / 84	Q1
2W	+0.22%	-3.50%	+3.73	13 / 84	Q1
1M	+0.48%	-6.74%	+7.23	11 / 87	Q1
3M	+1.48%	-6.22%	+7.70	13 / 86	Q1
6M	+3.03%	-6.43%	+9.45	11 / 84	Q1
YTD	+5.06%	-6.15%	+11.21	6 / 85	Q1
1Y	+6.20%	-5.38%	+11.58	12 / 84	Q1
2Y	+6.72%	-6.52%	+13.24	8 / 86	Q1
3Y	+7.16%	-6.38%	+13.54	5 / 85	Q1
4Y	+7.59%	-7.58%	+15.16	4 / 74	Q1
5Y	+7.80%	-4.41%	+12.21	5 / 61	Q1
7Y	+8.07%	+0.51%	+7.57	4 / 50	Q1
10Y	+7.56%	+0.08%	+7.48	5 / 47	Q1
Inception	+7.55%	-6.05%	+13.59	5 / 88	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+5.06%	+2.08%	+2.98	13 / 40
2016	+7.07%	+2.54%	+4.53	9 / 49
2015	+7.82%	+2.88%	+4.94	10 / 50
2014	+8.73%	+2.21%	+6.52	9 / 50
2013	+8.78%	+2.22%	+6.56	9 / 51
2012	+9.13%	+2.94%	+6.20	11 / 58
2011	+8.58%	-4.13%	+12.70	10 / 67
2010	+5.13%	-2.87%	+8.00	11 / 68
2009	+4.87%	-0.61%	+5.48	6 / 63
2008	+8.89%	+2.48%	+6.41	6 / 54
2007	+8.00%	+2.06%	+5.94	3 / 45

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.65%

129 windows

min 4.0% · max 9.3%

100% positive

3-Year rolling

+7.68%

105 windows

min 6.2% · max 9.0%

100% positive

5-Year rolling

+7.75%

81 windows

min 6.8% · max 8.6%

100% positive

7-Year rolling

+7.73%

56 windows

min 7.4% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.24%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
27 Oct 2017	₹2,709.4809
26 Oct 2017	₹2,709.0437
25 Oct 2017	₹2,708.5985
24 Oct 2017	₹2,708.1823
23 Oct 2017	₹2,707.7608
22 Oct 2017	₹2,707.3504
21 Oct 2017	₹2,706.9286
20 Oct 2017	₹2,706.5073
19 Oct 2017	₹2,706.0860
18 Oct 2017	₹2,705.6650

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Liquid High Investment Plan - Growth is a Liquid from Tata (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Liquid High Investment Plan - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Liquid High Investment Plan - Growth is managed by Tata. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Liquid High Investment Plan - Growth has delivered a absolute return of 6.20% — +11.58 pp ahead of the Liquid category average of -5.38%. The fund ranks #12 of 84 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Liquid High Investment Plan - Growth has delivered a CAGR of 7.16% — +13.54 pp ahead of the Liquid category average of -6.38%. The fund ranks #5 of 85 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Liquid High Investment Plan - Growth has delivered a CAGR of 7.80% — +12.21 pp ahead of the Liquid category average of -4.41%. The fund ranks #5 of 61 in its category — the top (Q1) quartile.

₹1 lakh invested in Tata Liquid High Investment Plan - Growth exactly 10 years ago would be worth approximately ₹207,289 today — a multiplier of 2.07×, based on the 10-year CAGR of 7.56%. The category average over the same window would have grown ₹1 lakh to ₹100,791.

A ₹10,000 monthly SIP in Tata Liquid High Investment Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹721,914 today. That's an XIRR (money-weighted annualised return) of 7.32%.

A ₹10,000 monthly SIP for 10 years in Tata Liquid High Investment Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,779,103 (multiplier 1.48×). XIRR: 7.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Liquid High Investment Plan - Growth ranks #5 out of 61 funds in the Liquid category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -4.41%; this fund delivered 7.80%.

The worst peak-to-trough decline Tata Liquid High Investment Plan - Growth has experienced over the last 5-year window is 0.19% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Liquid High Investment Plan - Growth averaged 7.75% (best 8.63%, worst 6.81%). 100% of rolling windows ended positive.

In calendar year 2016, Tata Liquid High Investment Plan - Growth returned 7.07% — beating the Liquid category average of 2.54% by 4.53 pp. It ranked #9 of 49 in its category that year.

Tata Liquid High Investment Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Liquid High Investment Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 7.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Liquid High Investment Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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