Should I invest in Tata Index Fund - Sensex B?

We don't give personal investment advice. Tata Index Fund - Sensex B is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 10.54%.

Tata

Tata Index Fund - Sensex B

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	157 / 299	Q3
1W	+1.87%	-3.61%	+5.48	50 / 303	Q1
2W	+1.23%	-4.52%	+5.75	83 / 303	Q2
1M	-3.13%	-5.64%	+2.50	199 / 302	Q3
3M	+2.42%	-4.27%	+6.69	122 / 302	Q2
6M	+8.47%	+1.48%	+6.99	101 / 307	Q2
YTD	+3.65%	-0.18%	+3.84	130 / 309	Q2
1Y	+28.51%	+7.10%	+21.40	60 / 307	Q1
2Y	+25.23%	+2.20%	+23.03	35 / 303	Q1
3Y	+18.73%	+0.76%	+17.97	32 / 264	Q1
4Y	+10.80%	+0.58%	+10.21	65 / 235	Q2
5Y	+10.54%	+0.02%	+10.52	49 / 208	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.55%	+0.51%	+12.03	42 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+3.65%	-3.94%	+7.60	17 / 99
2014	+30.81%	+34.59%	-3.78	83 / 133
2013	+8.97%	+0.03%	+8.94	9 / 154
2012	+26.80%	+23.57%	+3.23	89 / 190
2011	-24.21%	-23.68%	-0.53	127 / 241
2010	+18.05%	+11.69%	+6.36	69 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.49%

58 windows

min -20.8% · max 43.0%

81% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.75%

34 windows

min 1.2% · max 20.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+11.54%

9 windows

min 9.8% · max 13.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.26%

3-year · annualised

Sharpe ratio

0.83

vs risk-free 6.5%

Sortino ratio

1.99

Downside-only deviation

Max drawdown

-11.72%

Jul 2013 → Aug 2013

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
6 Apr 2015	₹23.3046
1 Apr 2015	₹23.1086
31 Mar 2015	₹22.8622
30 Mar 2015	₹22.8769
27 Mar 2015	₹22.4572
26 Mar 2015	₹22.4569
25 Mar 2015	₹22.9908
24 Mar 2015	₹23.0035
23 Mar 2015	₹23.0217
20 Mar 2015	₹23.0794

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Index Fund - Sensex B is a Growth from Tata (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Index Fund - Sensex B has NAV history starting from 24 Jul 2009, a track record of about 16 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Index Fund - Sensex B is managed by Tata. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Index Fund - Sensex B has delivered a absolute return of 28.51% — +21.4 pp ahead of the Growth category average of 7.10%. The fund ranks #60 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Index Fund - Sensex B has delivered a CAGR of 18.73% — +17.97 pp ahead of the Growth category average of 0.76%. The fund ranks #32 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Index Fund - Sensex B has delivered a CAGR of 10.54% — +10.52 pp ahead of the Growth category average of 0.02%. The fund ranks #49 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in Tata Index Fund - Sensex B exactly 5 years ago would be worth approximately ₹165,040 today — a multiplier of 1.65×, based on the 5-year CAGR of 10.54%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Tata Index Fund - Sensex B over the last 5 years — total invested ₹600,000 — would be worth ₹887,767 today. That's an XIRR (money-weighted annualised return) of 15.66%.

Tata Index Fund - Sensex B doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹887,767 — XIRR 15.66%.

On a 5-year basis, Tata Index Fund - Sensex B ranks #49 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 10.54%.

The worst peak-to-trough decline Tata Index Fund - Sensex B has experienced over the last 5-year window is 27.05% — its NAV fell from a high on 09 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Index Fund - Sensex B averaged 11.54% (best 13.66%, worst 9.76%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2014, Tata Index Fund - Sensex B returned 30.81% — lagging the Growth category average of 34.59% by 3.78 pp. It ranked #83 of 133 in its category that year.

Tata Index Fund - Sensex B doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Index Fund - Sensex B is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 10.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.