Tata
Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend
Category
Income
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
107170
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -14.54% | +14.54 | 117 / 373 | Q2 |
| 1W | +0.10% | -15.89% | +15.99 | 78 / 369 | Q1 |
| 2W | +0.18% | -15.78% | +15.96 | 80 / 371 | Q1 |
| 1M | +0.34% | -16.05% | +16.39 | 88 / 373 | Q1 |
| 3M | +1.16% | -17.27% | +18.44 | 98 / 366 | Q2 |
| 6M | -0.91% | -30.18% | +29.27 | 210 / 393 | Q3 |
| YTD | +1.70% | -32.85% | +34.56 | 107 / 414 | Q2 |
| 1Y | -1.28% | -15.79% | +14.51 | 224 / 309 | Q3 |
| 2Y | -0.89% | -13.41% | +12.52 | 111 / 142 | Q4 |
| 3Y | -0.75% | -6.89% | +6.14 | 80 / 95 | Q4 |
| 4Y | -0.52% | +2.81% | -3.33 | 79 / 84 | Q4 |
| 5Y | +0.25% | +2.94% | -2.69 | 60 / 76 | Q4 |
| 7Y | +0.65% | +2.77% | -2.13 | 41 / 67 | Q3 |
| 10Y | — | — | — | — | — |
| Inception | +0.59% | -35.69% | +36.29 | 143 / 497 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +1.70% | +2.84% | -1.14 | 35 / 66 |
| 2014 | -0.06% | +4.08% | -4.14 | 67 / 76 |
| 2013 | -0.07% | +2.34% | -2.41 | 59 / 76 |
| 2012 | -0.18% | +3.72% | -3.90 | 77 / 78 |
| 2011 | +2.05% | +3.23% | -1.18 | 29 / 66 |
| 2010 | +0.87% | -11.73% | +12.60 | 44 / 132 |
| 2009 | -0.67% | -33.69% | +33.03 | 156 / 316 |
| 2008 | +0.72% | -14.40% | +15.12 | 58 / 119 |
| 2007 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.25%
85 windows
min -3.8% · max 3.9%
46% positive
3-Year rolling
+0.50%
60 windows
min -0.7% · max 2.2%
65% positive
5-Year rolling
+0.52%
36 windows
min 0.2% · max 1.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+0.32%
12 windows
min 0.1% · max 0.6%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
5.27%
3-year · annualised
Sharpe ratio
-1.35
vs risk-free 6.5%
Sortino ratio
-1.46
Downside-only deviation
Max drawdown
-4.72%
Nov 2012 → Nov 2012
% positive months
83.3%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 17 Nov 2015 | ₹10.4990 |
| 16 Nov 2015 | ₹10.4990 |
| 13 Nov 2015 | ₹10.4964 |
| 10 Nov 2015 | ₹10.4886 |
| 9 Nov 2015 | ₹10.4874 |
| 6 Nov 2015 | ₹10.4840 |
| 5 Nov 2015 | ₹10.4829 |
| 4 Nov 2015 | ₹10.4818 |
| 3 Nov 2015 | ₹10.4806 |
| 2 Nov 2015 | ₹10.4795 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend is a Income from Tata (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend has NAV history starting from 26 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend has delivered a absolute return of -1.28% — +14.51 pp ahead of the Income category average of -15.79%. The fund ranks #224 of 309 in its category — the third (Q3) quartile.
Over the trailing 3-year window, Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend has delivered a CAGR of -0.75% — +6.14 pp ahead of the Income category average of -6.89%. The fund ranks #80 of 95 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend has delivered a CAGR of 0.25% — -2.69 pp behind the Income category average of 2.94%. The fund ranks #60 of 76 in its category — the bottom (Q4) quartile.
₹1 lakh invested in Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend exactly 5 years ago would be worth approximately ₹101,260 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.25%. The category average over the same window would have grown ₹1 lakh to ₹115,573.
A ₹10,000 monthly SIP in Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹602,905 today. That's an XIRR (money-weighted annualised return) of 0.19%.
Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹850,758 — XIRR 0.36%.
On a 5-year basis, Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend ranks #60 out of 76 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.94%; this fund delivered 0.25%.
The worst peak-to-trough decline Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend has experienced over the last 5-year window is 4.72% — its NAV fell from a high on 23 Nov 2012 to a low on 26 Nov 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend averaged 0.52% (best 1.22%, worst 0.18%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.22 — negative risk-adjusted performance.
In calendar year 2014, Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend returned -0.06% — lagging the Income category average of 4.08% by 4.14 pp. It ranked #67 of 76 in its category that year.
Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme C3 - Regular Plan - Half Yearly Dividend is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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