Tata
Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend
Category
Income
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
107148
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +6.99% | -6.99 | 226 / 763 | Q2 |
| 1W | +0.08% | +6.38% | -6.30 | 194 / 722 | Q2 |
| 2W | +0.18% | +6.63% | -6.45 | 186 / 725 | Q2 |
| 1M | +0.40% | +6.29% | -5.88 | 207 / 752 | Q2 |
| 3M | +1.40% | +7.87% | -6.47 | 246 / 728 | Q2 |
| 6M | +2.40% | +9.67% | -7.27 | 336 / 642 | Q3 |
| YTD | +2.71% | +8.47% | -5.76 | 224 / 666 | Q2 |
| 1Y | +2.96% | +13.70% | -10.73 | 342 / 591 | Q3 |
| 2Y | +1.44% | -5.03% | +6.48 | 81 / 197 | Q2 |
| 3Y | +1.09% | -3.09% | +4.18 | 55 / 140 | Q2 |
| 4Y | — | — | — | — | — |
| 5Y | +0.58% | -0.16% | +0.74 | 44 / 102 | Q2 |
| 7Y | +0.32% | +2.05% | -1.72 | 30 / 64 | Q2 |
| 10Y | — | — | — | — | — |
| Inception | +0.40% | -3.28% | +3.68 | 380 / 797 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +2.71% | +2.23% | +0.49 | 25 / 65 |
| 2014 | +0.55% | +2.77% | -2.22 | 42 / 82 |
| 2013 | -0.02% | +1.77% | -1.79 | 84 / 101 |
| 2012 | — | — | — | — |
| 2011 | — | — | — | — |
| 2010 | — | — | — | — |
| 2009 | — | — | — | — |
| 2008 | +0.17% | -5.54% | +5.71 | 152 / 250 |
| 2007 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.44%
30 windows
min -0.6% · max 3.0%
63% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
+0.05%
20 windows
min -0.3% · max 1.1%
40% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+0.13%
16 windows
min -0.2% · max 0.6%
75% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+0.16%
5 windows
min 0.0% · max 0.3%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
0.70%
3-year · annualised
Sharpe ratio
-7.74
vs risk-free 6.5%
Sortino ratio
—
Downside-only deviation
Max drawdown
-0.79%
Jul 2014 → Jul 2014
% positive months
55.6%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 17 Nov 2015 | ₹10.3327 |
| 16 Nov 2015 | ₹10.3327 |
| 13 Nov 2015 | ₹10.3295 |
| 10 Nov 2015 | ₹10.3247 |
| 9 Nov 2015 | ₹10.3232 |
| 6 Nov 2015 | ₹10.3186 |
| 5 Nov 2015 | ₹10.3171 |
| 4 Nov 2015 | ₹10.3155 |
| 3 Nov 2015 | ₹10.3140 |
| 2 Nov 2015 | ₹10.3125 |
Advertisement
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend is a Income from Tata (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend has NAV history starting from 31 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend has delivered a absolute return of 2.96% — -10.73 pp behind the Income category average of 13.70%. The fund ranks #342 of 591 in its category — the third (Q3) quartile.
Over the trailing 3-year window, Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend has delivered a CAGR of 1.09% — +4.18 pp ahead of the Income category average of -3.09%. The fund ranks #55 of 140 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend has delivered a CAGR of 0.58% — +0.74 pp ahead of the Income category average of -0.16%. The fund ranks #44 of 102 in its category — the second (Q2) quartile.
₹1 lakh invested in Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend exactly 5 years ago would be worth approximately ₹102,933 today — a multiplier of 1.03×, based on the 5-year CAGR of 0.58%. The category average over the same window would have grown ₹1 lakh to ₹99,222.
A ₹10,000 monthly SIP in Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend over the last 3 years — total invested ₹350,000 — would be worth ₹359,117 today. That's an XIRR (money-weighted annualised return) of 1.72%.
Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,117 — XIRR 1.72%.
On a 5-year basis, Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend ranks #44 out of 102 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.16%; this fund delivered 0.58%.
The worst peak-to-trough decline Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend has experienced over the last 3-year window is 0.79% — its NAV fell from a high on 30 Jul 2014 to a low on 31 Jul 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend averaged 0.13% (best 0.58%, worst -0.16%). 75% of rolling windows ended positive. The 3-year Sharpe ratio is -7.74 — negative risk-adjusted performance.
In calendar year 2014, Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend returned 0.55% — lagging the Income category average of 2.77% by 2.22 pp. It ranked #42 of 82 in its category that year.
Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme B3 - Institutional Plan - Monthly Dividend is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
More from Tata
- Tata Aggressive Hybrid Fund -Direct Plan- Growth Option
- Tata Aggressive Hybrid Fund- Direct Plan - Monthly Payout of IDCW Option
- Tata Aggressive Hybrid Fund- Direct Plan - Periodic Payout of IDCW Option
- Tata Aggressive Hybrid Fund- Regular Plan - Monthly Payout of IDCW Option
- TATA Arbitrage Fund Direct Plan - Monthly Payout of Income Distribution cum capital withdrawal option
- TATA Arbitrage Fund Direct Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option
- TATA Arbitrage Fund Regular Plan - Monthly Payout of Income Distribution cum capital withdrawal option
- TATA Arbitrage Fund Regular Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option