Should I invest in Tata Fixed Income Portfolio Fund - Scheme C3?

We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 1.99%.

Tata

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+6.99%	-6.97	105 / 763	Q1
1W	+0.12%	+6.38%	-6.25	150 / 722	Q1
2W	+0.29%	+6.63%	-6.34	124 / 725	Q1
1M	+0.55%	+6.29%	-5.74	154 / 752	Q1
3M	+1.72%	+7.87%	-6.14	200 / 728	Q2
6M	+3.61%	+9.67%	-6.06	249 / 642	Q2
YTD	+2.00%	+8.47%	-6.47	253 / 666	Q2
1Y	+7.98%	+13.70%	-5.72	230 / 591	Q2
2Y	—	—	—	—	—
3Y	+0.79%	-3.09%	+3.88	61 / 140	Q2
4Y	+2.71%	+1.62%	+1.09	40 / 119	Q2
5Y	+1.99%	-0.16%	+2.15	33 / 102	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+2.00%	+2.23%	-0.22	27 / 65
2014	+8.29%	+2.77%	+5.53	27 / 82
2013	+0.11%	+1.77%	-1.66	59 / 101
2012	-4.95%	-0.30%	-4.64	107 / 113
2011	—	—	—	—
2010	—	—	—	—
2009	—	—	—	—
2008	—	—	—	—
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.90%

17 windows

min -13.2% · max 10.3%

82% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.11%

12 windows

min 0.8% · max 1.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.97%

3 windows

min 1.9% · max 2.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
16 Apr 2015	₹11.1334
15 Apr 2015	₹11.1314
13 Apr 2015	₹11.1275
10 Apr 2015	₹11.1215
9 Apr 2015	₹11.1196
8 Apr 2015	₹11.1176
7 Apr 2015	₹11.1157
6 Apr 2015	₹11.1138
31 Mar 2015	₹11.1007
30 Mar 2015	₹11.0985

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth is a Income from Tata (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth has NAV history starting from 26 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth has delivered a absolute return of 7.98% — -5.72 pp behind the Income category average of 13.70%. The fund ranks #230 of 591 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth has delivered a CAGR of 0.79% — +3.88 pp ahead of the Income category average of -3.09%. The fund ranks #61 of 140 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth has delivered a CAGR of 1.99% — +2.15 pp ahead of the Income category average of -0.16%. The fund ranks #33 of 102 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth exactly 5 years ago would be worth approximately ₹110,373 today — a multiplier of 1.10×, based on the 5-year CAGR of 1.99%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth over the last 1 year — total invested ₹120,000 — would be worth ₹124,866 today. That's an XIRR (money-weighted annualised return) of 7.59%.

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹124,866 — XIRR 7.59%.

On a 5-year basis, Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth ranks #33 out of 102 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.16%; this fund delivered 1.99%.

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth doesn't have a computed drawdown figure yet.

Across all 5-year rolling windows, Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth averaged 1.97% (best 1.99%, worst 1.95%). 100% of rolling windows ended positive.

In calendar year 2014, Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth returned 8.29% — beating the Income category average of 2.77% by 5.53 pp. It ranked #27 of 82 in its category that year.

Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme C3 - Institutional Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 1.99%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.