Should I invest in Tata Fixed Income Portfolio Fund - Scheme B3 - Quarterly Dividend?

We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.5%. 5-year CAGR: 0.58%.

Tata

Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-14.54%	+14.54	112 / 373	Q2
1W	+0.08%	-15.89%	+15.97	93 / 369	Q2
2W	+0.18%	-15.78%	+15.96	79 / 371	Q1
1M	+0.40%	-16.05%	+16.45	79 / 373	Q1
3M	+1.38%	-17.27%	+18.66	86 / 366	Q1
6M	+2.90%	-30.18%	+33.07	95 / 393	Q1
YTD	+3.76%	-32.85%	+36.61	73 / 414	Q1
1Y	+2.80%	-15.79%	+18.59	117 / 309	Q2
2Y	+1.30%	-13.41%	+14.71	63 / 142	Q2
3Y	+0.86%	-6.89%	+7.75	54 / 95	Q3
4Y	+0.63%	+2.81%	-2.18	58 / 84	Q3
5Y	+0.58%	+2.94%	-2.36	56 / 76	Q3
7Y	+0.56%	+2.77%	-2.21	44 / 67	Q3
10Y	—	—	—	—	—
Inception	+0.71%	-35.69%	+36.41	135 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+3.76%	+2.84%	+0.91	27 / 66
2014	0.00%	+4.08%	-4.08	57 / 76
2013	-0.02%	+2.34%	-2.36	54 / 76
2012	-0.11%	+3.72%	-3.83	74 / 78
2011	-0.01%	+3.23%	-3.23	60 / 66
2010	+1.25%	-11.73%	+12.98	41 / 132
2009	+0.49%	-33.69%	+34.18	104 / 316
2008	+0.14%	-14.40%	+14.53	70 / 119
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.10%

84 windows

min -8.1% · max 3.0%

55% positive

3-Year rolling

+0.20%

60 windows

min -2.3% · max 1.1%

67% positive

5-Year rolling

+0.22%

36 windows

min -1.3% · max 0.8%

83% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.07%

11 windows

min -0.9% · max 0.7%

73% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.98%

3-year · annualised

Sharpe ratio

-1.88

vs risk-free 6.5%

Sortino ratio

-2.35

Downside-only deviation

Max drawdown

-2.18%

Sep 2013 → Sep 2013

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Nov 2015	₹10.5918
16 Nov 2015	₹10.5918
13 Nov 2015	₹10.5885
10 Nov 2015	₹10.5837
9 Nov 2015	₹10.5821
6 Nov 2015	₹10.5775
5 Nov 2015	₹10.5759
4 Nov 2015	₹10.5744
3 Nov 2015	₹10.5729
2 Nov 2015	₹10.5713

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend is a Income from Tata (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend has NAV history starting from 31 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend has delivered a absolute return of 2.80% — +18.59 pp ahead of the Income category average of -15.79%. The fund ranks #117 of 309 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend has delivered a CAGR of 0.86% — +7.75 pp ahead of the Income category average of -6.89%. The fund ranks #54 of 95 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend has delivered a CAGR of 0.58% — -2.36 pp behind the Income category average of 2.94%. The fund ranks #56 of 76 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend exactly 5 years ago would be worth approximately ₹102,910 today — a multiplier of 1.03×, based on the 5-year CAGR of 0.58%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹615,477 today. That's an XIRR (money-weighted annualised return) of 1.00%.

Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹865,594 — XIRR 0.85%.

On a 5-year basis, Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend ranks #56 out of 76 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.94%; this fund delivered 0.58%.

The worst peak-to-trough decline Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend has experienced over the last 5-year window is 2.52% — its NAV fell from a high on 27 Jun 2012 to a low on 28 Jun 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend averaged 0.22% (best 0.79%, worst -1.25%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is -1.89 — negative risk-adjusted performance.

In calendar year 2014, Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend returned -0.00% — lagging the Income category average of 4.08% by 4.08 pp. It ranked #57 of 76 in its category that year.

Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme B3 - Regular Plan - Quarterly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.5%. 5-year CAGR: 0.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.