Should I invest in Tata Fixed Income Portfolio Fund - Scheme B2 - Monthly Dividend?

We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. 5-year CAGR: -0.03%.

Tata

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.45%	+6.99%	-7.44	537 / 763	Q3
1W	-0.35%	+6.38%	-6.73	345 / 722	Q2
2W	-0.23%	+6.63%	-6.86	341 / 725	Q2
1M	-0.48%	+6.29%	-6.77	409 / 752	Q3
3M	-0.02%	+7.87%	-7.88	425 / 728	Q3
6M	+0.00%	+9.67%	-9.67	435 / 642	Q3
YTD	+0.07%	+8.47%	-8.40	398 / 666	Q3
1Y	-0.53%	+13.70%	-14.22	493 / 591	Q4
2Y	+18.70%	-5.03%	+23.73	2 / 197	Q1
3Y	-0.26%	-3.09%	+2.83	115 / 140	Q4
4Y	-0.14%	+1.62%	-1.76	100 / 119	Q4
5Y	-0.03%	-0.16%	+0.13	83 / 102	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+0.07%	+2.77%	-2.70	52 / 82
2013	+0.00%	+1.77%	-1.77	69 / 101
2012	-0.24%	-0.30%	+0.07	100 / 113
2011	+0.00%	+1.75%	-1.75	76 / 109
2010	—	—	—	—
2009	—	—	—	—
2008	—	—	—	—
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.76%

52 windows

min -0.8% · max 40.8%

56% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.02%

35 windows

min -0.3% · max 0.2%

57% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.01%

19 windows

min -0.1% · max 0.1%

47% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
27 Nov 2014	₹10.0118
26 Nov 2014	₹10.0571
25 Nov 2014	₹10.0554
24 Nov 2014	₹10.0537
21 Nov 2014	₹10.0487
20 Nov 2014	₹10.0470
19 Nov 2014	₹10.0454
18 Nov 2014	₹10.0437
17 Nov 2014	₹10.0420
14 Nov 2014	₹10.0369

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend is a Income from Tata (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend has NAV history starting from 13 Dec 2007, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend is managed by Tata. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend has delivered a absolute return of -0.53% — -14.22 pp behind the Income category average of 13.70%. The fund ranks #493 of 591 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend has delivered a CAGR of -0.26% — +2.83 pp ahead of the Income category average of -3.09%. The fund ranks #115 of 140 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend has delivered a CAGR of -0.03% — +0.13 pp ahead of the Income category average of -0.16%. The fund ranks #83 of 102 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend exactly 5 years ago would be worth approximately ₹99,864 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.03%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend over the last 5 years — total invested ₹510,000 — would be worth ₹511,567 today. That's an XIRR (money-weighted annualised return) of 0.14%.

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹511,567 — XIRR 0.14%.

On a 5-year basis, Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend ranks #83 out of 102 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -0.16%; this fund delivered -0.03%.

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend doesn't have a computed drawdown figure yet.

Across all 5-year rolling windows, Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend averaged 0.01% (best 0.12%, worst -0.06%). 47% of rolling windows ended positive.

In calendar year 2013, Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend returned 0.00% — lagging the Income category average of 1.77% by 1.77 pp. It ranked #69 of 101 in its category that year.

Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Fixed Income Portfolio Fund - Scheme B2 - Institutional Plan - Monthly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: -0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.