Should I invest in Tata Contra Fund?

We don't give personal investment advice. Tata Contra Fund - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 55.5%. 5-year CAGR: 2.01%.

Tata

Tata Contra Fund - Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.11%	+0.06%	-0.17	202 / 299	Q3
1W	-0.99%	-3.61%	+2.62	207 / 303	Q3
2W	-2.67%	-4.52%	+1.85	215 / 303	Q3
1M	-4.18%	-5.64%	+1.46	220 / 302	Q3
3M	+2.61%	-4.27%	+6.88	121 / 302	Q2
6M	+8.45%	+1.48%	+6.97	103 / 307	Q2
YTD	-4.05%	-0.18%	-3.87	173 / 309	Q3
1Y	-3.53%	+7.10%	-10.64	201 / 307	Q3
2Y	+1.83%	+2.20%	-0.37	166 / 303	Q3
3Y	+2.45%	+0.76%	+1.69	158 / 264	Q3
4Y	+22.03%	+0.58%	+21.45	15 / 235	Q1
5Y	+2.01%	+0.02%	+1.99	136 / 208	Q3
7Y	+3.93%	+3.12%	+0.81	107 / 130	Q4
10Y	—	—	—	—	—
Inception	+4.00%	+0.51%	+3.48	171 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	-4.05%	+0.03%	-4.08	114 / 154
2012	+21.50%	+23.57%	-2.06	127 / 190
2011	-20.51%	-23.68%	+3.17	71 / 241
2010	+12.31%	+11.69%	+0.62	132 / 256
2009	+98.41%	+65.86%	+32.55	28 / 238
2008	-56.70%	-52.86%	-3.84	99 / 198
2007	+43.79%	+42.91%	+0.88	72 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.96%

72 windows

min -59.7% · max 125.8%

64% positive

3-Year rolling

+8.83%

48 windows

min -13.0% · max 33.4%

94% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.56%

24 windows

min -0.8% · max 10.6%

96% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.00%

3-year · annualised

Sharpe ratio

-0.18

vs risk-free 6.5%

Sortino ratio

-0.30

Downside-only deviation

Max drawdown

-23.96%

Nov 2010 → Dec 2011

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2013	₹15.4702
14 Feb 2013	₹15.4866
13 Feb 2013	₹15.6161
12 Feb 2013	₹15.5813
11 Feb 2013	₹15.5577
8 Feb 2013	₹15.6243
7 Feb 2013	₹15.6598
6 Feb 2013	₹15.7812
5 Feb 2013	₹15.7690
4 Feb 2013	₹15.8747

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Tata Contra Fund - Dividend is a Growth from Tata (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Tata Contra Fund - Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Contra Fund - Dividend is managed by Tata. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Contra Fund - Dividend has delivered a absolute return of -3.53% — -10.64 pp behind the Growth category average of 7.10%. The fund ranks #201 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Contra Fund - Dividend has delivered a CAGR of 2.45% — +1.69 pp ahead of the Growth category average of 0.76%. The fund ranks #158 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Contra Fund - Dividend has delivered a CAGR of 2.01% — +1.99 pp ahead of the Growth category average of 0.02%. The fund ranks #136 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Contra Fund - Dividend exactly 5 years ago would be worth approximately ₹110,439 today — a multiplier of 1.10×, based on the 5-year CAGR of 2.01%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Tata Contra Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹735,697 today. That's an XIRR (money-weighted annualised return) of 8.07%.

Tata Contra Fund - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹735,697 — XIRR 8.07%.

On a 5-year basis, Tata Contra Fund - Dividend ranks #136 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 2.01%.

The worst peak-to-trough decline Tata Contra Fund - Dividend has experienced over the last 5-year window is 55.46% — its NAV fell from a high on 28 Feb 2008 to a low on 02 Dec 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Contra Fund - Dividend averaged 4.56% (best 10.63%, worst -0.84%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is -0.03 — negative risk-adjusted performance.

In calendar year 2012, Tata Contra Fund - Dividend returned 21.50% — lagging the Growth category average of 23.57% by 2.06 pp. It ranked #127 of 190 in its category that year.

Tata Contra Fund - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Contra Fund - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 55.5%. 5-year CAGR: 2.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.