Should I invest in LICMF Growth Fund?

We don't give personal investment advice. LICMF Growth Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 7.15%.

LIC

LICMF Growth Fund - Growth Option

Latest NAV

₹50.4209

As of

8 Jun 2026

4,537 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-0.05%	+0.03	11 / 35	Q2
1W	-0.67%	-0.84%	+0.18	7 / 35	Q1
2W	-1.31%	-1.35%	+0.04	28 / 35	Q4
1M	-3.68%	-3.34%	-0.34	29 / 35	Q4
3M	-4.11%	-3.20%	-0.90	28 / 35	Q4
6M	-10.91%	-9.60%	-1.31	27 / 35	Q4
YTD	-10.98%	-9.52%	-1.46	29 / 35	Q4
1Y	-8.14%	-5.65%	-2.49	27 / 35	Q4
2Y	+0.40%	+0.23%	+0.16	20 / 35	Q3
3Y	+7.25%	+8.13%	-0.88	25 / 35	Q3
4Y	+8.08%	+9.26%	-1.18	24 / 34	Q3
5Y	+7.15%	+7.75%	-0.60	23 / 34	Q3
7Y	+9.45%	+8.97%	+0.48	22 / 34	Q3
10Y	+9.72%	+8.54%	+1.18	19 / 34	Q3
Inception	+7.50%	+8.22%	-0.72	21 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.98%	-9.98%	-1.00	28 / 34
2025	+5.32%	+5.20%	+0.12	20 / 34
2024	+14.17%	+12.60%	+1.58	16 / 34
2023	+16.49%	+21.38%	-4.89	28 / 34
2022	-1.58%	+0.25%	-1.83	22 / 34
2021	+23.61%	+23.62%	-0.01	14 / 34
2020	+13.88%	+11.04%	+2.84	17 / 34
2019	+14.93%	+7.65%	+7.29	1 / 35
2018	+1.33%	-3.82%	+5.15	7 / 35
2017	+25.49%	+24.19%	+1.29	22 / 35
2016	+1.76%	+0.01%	+1.75	12 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.87%

215 windows

min -57.9% · max 99.6%

75% positive

3-Year rolling

+10.87%

191 windows

min -2.8% · max 25.9%

97% positive

5-Year rolling

+11.13%

166 windows

min -1.8% · max 20.9%

98% positive

7-Year rolling

+11.07%

142 windows

min 3.6% · max 18.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.77%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.18

Downside-only deviation

Max drawdown

-18.63%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹48.6000	8 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹50.8806	8 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.4608	5 Jun 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹27.0390	8 Jun 2026
Kotak Large Cap Fund - Growth	Kotak	₹536.6530	8 Jun 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹78.8600	8 Jun 2026
HSBC Equity Fund - Dividend	HSBC	₹39.5539	8 Jun 2026
UTI - Master Share-Growth Option	UTI	₹251.2348	8 Jun 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹314.3700	8 Jun 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹36.4300	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹50.4209
5 Jun 2026	₹51.0546
4 Jun 2026	₹51.0668
3 Jun 2026	₹50.9393
2 Jun 2026	₹51.0058
1 Jun 2026	₹50.8909
29 May 2026	₹51.3980
27 May 2026	₹52.1934
26 May 2026	₹52.1868
25 May 2026	₹52.4608

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of LICMF Growth Fund - Growth Option is ₹50.4209. It's a Large Cap Fund from LIC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

LICMF Growth Fund - Growth Option has NAV history starting from 31 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LICMF Growth Fund - Growth Option is managed by LIC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LICMF Growth Fund - Growth Option has delivered a absolute return of -8.14% — -2.49 pp behind the Large Cap Fund category average of -5.65%. The fund ranks #27 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, LICMF Growth Fund - Growth Option has delivered a CAGR of 7.25% — -0.88 pp behind the Large Cap Fund category average of 8.13%. The fund ranks #25 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LICMF Growth Fund - Growth Option has delivered a CAGR of 7.15% — -0.6 pp behind the Large Cap Fund category average of 7.75%. The fund ranks #23 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in LICMF Growth Fund - Growth Option exactly 10 years ago would be worth approximately ₹252,842 today — a multiplier of 2.53×, based on the 10-year CAGR of 9.72%. The category average over the same window would have grown ₹1 lakh to ₹226,883.

A ₹10,000 monthly SIP in LICMF Growth Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹670,726 today. That's an XIRR (money-weighted annualised return) of 4.40%.

A ₹10,000 monthly SIP for 10 years in LICMF Growth Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,890,393 (multiplier 1.58×). XIRR: 8.79%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LICMF Growth Fund - Growth Option ranks #23 out of 34 funds in the Large Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.75%; this fund delivered 7.15%.

The worst peak-to-trough decline LICMF Growth Fund - Growth Option has experienced over the last 5-year window is 19.87% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LICMF Growth Fund - Growth Option averaged 11.13% (best 20.91%, worst -1.80%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.10 — weak risk-adjusted performance.

In calendar year 2025, LICMF Growth Fund - Growth Option returned 5.32% — beating the Large Cap Fund category average of 5.20% by 0.12 pp. It ranked #20 of 34 in its category that year.

LICMF Growth Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LICMF Growth Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 7.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.