Should I invest in Franklin India Index Fund- Nifty Plan?

We don't give personal investment advice. Franklin India Index Fund- Nifty Plan - Dividend Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 8.66%.

Franklin Templeton

Franklin India Index Fund- Nifty Plan - Dividend Plan

Latest NAV

₹186.8407

As of

8 Jun 2026

4,966 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.09%	+0.09	31 / 70	Q2
1W	-1.07%	-0.45%	-0.62	59 / 70	Q4
2W	-3.73%	-0.65%	-3.07	61 / 64	Q4
1M	-4.19%	-2.28%	-1.91	50 / 62	Q4
3M	-3.65%	-0.91%	-2.74	37 / 62	Q3
6M	-10.89%	-4.89%	-5.99	49 / 62	Q4
YTD	-11.48%	-5.15%	-6.33	50 / 61	Q4
1Y	-7.41%	-0.44%	-6.97	51 / 61	Q4
2Y	+0.18%	+3.93%	-3.76	48 / 54	Q4
3Y	+8.09%	+10.22%	-2.12	26 / 52	Q2
4Y	+9.34%	+11.02%	-1.68	21 / 34	Q3
5Y	+8.66%	+8.48%	+0.18	12 / 23	Q3
7Y	+10.29%	+10.39%	-0.10	13 / 23	Q3
10Y	+11.18%	+11.12%	+0.06	11 / 22	Q2
Inception	+9.96%	+7.70%	+2.26	21 / 70	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.48%	-5.15%	-6.33	50 / 61
2025	+10.81%	+7.96%	+2.85	17 / 57
2024	+9.42%	+12.60%	-3.17	25 / 52
2023	+19.71%	+21.36%	-1.65	25 / 46
2022	+4.94%	+3.06%	+1.88	16 / 30
2021	+23.98%	+23.37%	+0.60	10 / 23
2020	+14.62%	+15.15%	-0.54	15 / 23
2019	+11.52%	+11.82%	-0.29	20 / 23
2018	+4.11%	+4.05%	+0.06	16 / 22
2017	+27.23%	+27.94%	-0.71	16 / 22
2016	+3.05%	+2.43%	+0.62	10 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.89%

234 windows

min -53.7% · max 91.0%

82% positive

3-Year rolling

+10.98%

210 windows

min -1.5% · max 26.9%

97% positive

5-Year rolling

+10.90%

186 windows

min -0.9% · max 22.3%

99% positive

7-Year rolling

+10.73%

161 windows

min 3.6% · max 16.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.02%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-15.54%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹219.9873	8 Jun 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹37.4841	8 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹24.1213	8 Jun 2026
Franklin India Index Fund- Nifty Plan - Growth Plan	Franklin Templeton	₹161.5705	8 Jun 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹159.5491	8 Jun 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹23.4905	8 Jun 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹47.0328	8 Jun 2026
Tata Index Fund - Nifty A	Tata	₹143.9453	8 Jun 2026

Recent NAVs

Date	NAV
8 Jun 2026	₹186.8407
5 Jun 2026	₹188.8064
4 Jun 2026	₹189.1257
3 Jun 2026	₹189.0427
2 Jun 2026	₹189.6736
1 Jun 2026	₹188.8664
29 May 2026	₹190.2027
27 May 2026	₹193.0660
26 May 2026	₹193.1221
25 May 2026	₹194.0727

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 08 Jun 2026, the NAV of Franklin India Index Fund- Nifty Plan - Dividend Plan is ₹186.8407. It's a Index Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Index Fund- Nifty Plan - Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Index Fund- Nifty Plan - Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Index Fund- Nifty Plan - Dividend Plan has delivered a absolute return of -7.41% — -6.97 pp behind the Index Fund category average of -0.44%. The fund ranks #51 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Index Fund- Nifty Plan - Dividend Plan has delivered a CAGR of 8.09% — -2.12 pp behind the Index Fund category average of 10.22%. The fund ranks #26 of 52 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Franklin India Index Fund- Nifty Plan - Dividend Plan has delivered a CAGR of 8.66% — +0.18 pp ahead of the Index Fund category average of 8.48%. The fund ranks #12 of 23 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin India Index Fund- Nifty Plan - Dividend Plan exactly 10 years ago would be worth approximately ₹288,502 today — a multiplier of 2.89×, based on the 10-year CAGR of 11.18%. The category average over the same window would have grown ₹1 lakh to ₹286,980.

A ₹10,000 monthly SIP in Franklin India Index Fund- Nifty Plan - Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹692,634 today. That's an XIRR (money-weighted annualised return) of 5.68%.

A ₹10,000 monthly SIP for 10 years in Franklin India Index Fund- Nifty Plan - Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹2,037,046 (multiplier 1.70×). XIRR: 10.20%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Index Fund- Nifty Plan - Dividend Plan ranks #12 out of 23 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.48%; this fund delivered 8.66%.

The worst peak-to-trough decline Franklin India Index Fund- Nifty Plan - Dividend Plan has experienced over the last 5-year window is 16.66% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Index Fund- Nifty Plan - Dividend Plan averaged 10.90% (best 22.31%, worst -0.92%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Index Fund- Nifty Plan - Dividend Plan returned 10.81% — beating the Index Fund category average of 7.96% by 2.85 pp. It ranked #17 of 57 in its category that year.

Franklin India Index Fund- Nifty Plan - Dividend Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Franklin India Index Fund- Nifty Plan - Dividend Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 8.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.