Should I invest in DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND?

We don't give personal investment advice. DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Deutsche

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	265 / 1129	Q1
1W	+0.14%	-13.04%	+13.18	189 / 1151	Q1
2W	+0.25%	-13.18%	+13.44	166 / 1149	Q1
1M	+0.56%	-13.26%	+13.82	156 / 1137	Q1
3M	+1.72%	-13.15%	+14.86	161 / 1116	Q1
6M	+3.66%	-15.45%	+19.11	206 / 906	Q1
YTD	—	—	—	—	—
1Y	+4.75%	-13.09%	+17.83	321 / 820	Q2
2Y	+2.87%	-12.72%	+15.59	177 / 446	Q2
3Y	+1.91%	-11.01%	+12.92	159 / 385	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.62%	-13.63%	+15.25	375 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	—	—	—	—
2011	+1.03%	-3.16%	+4.20	128 / 317
2010	+0.00%	-5.78%	+5.78	265 / 377
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.00%

29 windows

min -0.1% · max 5.3%

34% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.12%

9 windows

min 0.3% · max 1.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
17 Dec 2012	₹10.6056
14 Dec 2012	₹10.5992
13 Dec 2012	₹10.5973
12 Dec 2012	₹10.5944
11 Dec 2012	₹10.5923
10 Dec 2012	₹10.5910
7 Dec 2012	₹10.5859
6 Dec 2012	₹10.5842
5 Dec 2012	₹10.5826
4 Dec 2012	₹10.5808

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND has NAV history starting from 24 Apr 2009, a track record of about 17 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND has delivered a absolute return of 4.75% — +17.83 pp ahead of the Income category average of -13.09%. The fund ranks #321 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND has delivered a CAGR of 1.91% — +12.92 pp ahead of the Income category average of -11.01%. The fund ranks #159 of 385 in its category — the second (Q2) quartile.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND exactly 3 years ago would be worth approximately ₹105,830 today — a multiplier of 1.06×, based on the 3-year CAGR of 1.91%. The category average over the same window would have grown ₹1 lakh to ₹70,476.

A ₹10,000 monthly SIP in DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND over the last 3 years — total invested ₹330,000 — would be worth ₹346,736 today. That's an XIRR (money-weighted annualised return) of 3.15%.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹346,736 — XIRR 3.15%.

On a 3-year basis, DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND ranks #159 out of 385 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -11.01%; this fund delivered 1.91%.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND doesn't have a computed drawdown figure yet.

Across all 3-year rolling windows, DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND averaged 1.12% (best 1.91%, worst 0.32%). 100% of rolling windows ended positive.

In calendar year 2011, DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND returned 1.03% — beating the Income category average of -3.16% by 4.20 pp. It ranked #128 of 317 in its category that year.

DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Ultra Short Term Fund Reg-AUTO SWEEP DAILY DIVIDEND is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.