Should I invest in DWS Twin Advantage Fund - Monthly Dividend option?

We don't give personal investment advice. DWS Twin Advantage Fund - Monthly Dividend option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.4%. 5-year CAGR: 2.06%.

Deutsche

DWS Twin Advantage Fund - Monthly Dividend option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.45%	-9.99%	+10.43	35 / 1129	Q1
1W	+0.37%	-13.04%	+13.41	103 / 1151	Q1
2W	+0.13%	-13.18%	+13.31	266 / 1149	Q1
1M	-0.81%	-13.26%	+12.46	557 / 1137	Q2
3M	-1.83%	-13.15%	+11.32	801 / 1116	Q3
6M	-2.03%	-15.45%	+13.43	607 / 906	Q3
YTD	-2.08%	-15.77%	+13.69	645 / 952	Q3
1Y	-2.76%	-13.09%	+10.32	634 / 820	Q4
2Y	+4.46%	-12.72%	+17.18	158 / 446	Q2
3Y	+2.86%	-11.01%	+13.87	142 / 385	Q2
4Y	+1.46%	-6.52%	+7.98	152 / 339	Q2
5Y	+2.06%	-7.36%	+9.42	127 / 314	Q2
7Y	+1.49%	+2.53%	-1.04	126 / 234	Q3
10Y	+0.94%	+3.14%	-2.20	62 / 101	Q3
Inception	+0.95%	-13.63%	+14.58	410 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-2.08%	+3.02%	-5.10	177 / 181
2015	+5.16%	+2.22%	+2.94	82 / 216
2014	+5.48%	+5.51%	-0.03	126 / 240
2013	-2.40%	-1.95%	-0.45	237 / 276
2012	+5.25%	+1.38%	+3.87	138 / 295
2011	-4.14%	-3.16%	-0.98	275 / 317
2010	+2.16%	-5.78%	+7.94	142 / 377
2009	-0.50%	-12.86%	+12.36	420 / 713
2008	-6.25%	-2.02%	-4.23	302 / 380
2007	+5.59%	+4.84%	+0.76	79 / 142
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.45%

109 windows

min -10.1% · max 12.6%

57% positive

3-Year rolling

+0.71%

85 windows

min -2.4% · max 3.4%

73% positive

5-Year rolling

+0.64%

61 windows

min -0.9% · max 2.4%

72% positive

7-Year rolling

+0.75%

36 windows

min -0.5% · max 2.3%

83% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.28%

3-year · annualised

Sharpe ratio

-0.83

vs risk-free 6.5%

Sortino ratio

-1.61

Downside-only deviation

Max drawdown

-5.82%

May 2013 → Aug 2013

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹11.4639
1 Mar 2016	₹11.4130
29 Feb 2016	₹11.3369
26 Feb 2016	₹11.4183
25 Feb 2016	₹11.4066
24 Feb 2016	₹11.4220
23 Feb 2016	₹11.4559
22 Feb 2016	₹11.4744
19 Feb 2016	₹11.4695
18 Feb 2016	₹11.4872

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Twin Advantage Fund - Monthly Dividend option is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Twin Advantage Fund - Monthly Dividend option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Twin Advantage Fund - Monthly Dividend option is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Twin Advantage Fund - Monthly Dividend option has delivered a absolute return of -2.76% — +10.32 pp ahead of the Income category average of -13.09%. The fund ranks #634 of 820 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DWS Twin Advantage Fund - Monthly Dividend option has delivered a CAGR of 2.86% — +13.87 pp ahead of the Income category average of -11.01%. The fund ranks #142 of 385 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DWS Twin Advantage Fund - Monthly Dividend option has delivered a CAGR of 2.06% — +9.42 pp ahead of the Income category average of -7.36%. The fund ranks #127 of 314 in its category — the second (Q2) quartile.

₹1 lakh invested in DWS Twin Advantage Fund - Monthly Dividend option exactly 10 years ago would be worth approximately ₹109,785 today — a multiplier of 1.10×, based on the 10-year CAGR of 0.94%. The category average over the same window would have grown ₹1 lakh to ₹136,244.

A ₹10,000 monthly SIP in DWS Twin Advantage Fund - Monthly Dividend option over the last 5 years — total invested ₹600,000 — would be worth ₹633,418 today. That's an XIRR (money-weighted annualised return) of 2.14%.

DWS Twin Advantage Fund - Monthly Dividend option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹892,294 — XIRR 1.70%.

On a 5-year basis, DWS Twin Advantage Fund - Monthly Dividend option ranks #127 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 2.06%.

The worst peak-to-trough decline DWS Twin Advantage Fund - Monthly Dividend option has experienced over the last 5-year window is 8.36% — its NAV fell from a high on 18 Apr 2012 to a low on 21 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Twin Advantage Fund - Monthly Dividend option averaged 0.64% (best 2.39%, worst -0.87%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is -0.99 — negative risk-adjusted performance.

In calendar year 2015, DWS Twin Advantage Fund - Monthly Dividend option returned 5.16% — beating the Income category average of 2.22% by 2.94 pp. It ranked #82 of 216 in its category that year.

DWS Twin Advantage Fund - Monthly Dividend option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Twin Advantage Fund - Monthly Dividend option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.4%. 5-year CAGR: 2.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.