Should I invest in DWS Short Maturity Fund -Inst gr?

We don't give personal investment advice. DWS Short Maturity Fund -Inst gr is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 8.65%.

Deutsche

DWS Short Maturity Fund -Inst gr

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-9.99%	+10.02	122 / 1129	Q1
1W	+0.49%	-13.04%	+13.53	80 / 1151	Q1
2W	+0.38%	-13.18%	+13.57	104 / 1149	Q1
1M	+0.33%	-13.26%	+13.59	258 / 1137	Q1
3M	+1.22%	-13.15%	+14.37	243 / 1116	Q1
6M	+2.94%	-15.45%	+18.39	273 / 906	Q2
YTD	+0.72%	-15.77%	+16.50	351 / 952	Q2
1Y	+6.41%	-13.09%	+19.50	282 / 820	Q2
2Y	+8.16%	-12.72%	+20.88	63 / 446	Q1
3Y	+7.85%	-11.01%	+18.86	58 / 385	Q1
4Y	+8.45%	-6.52%	+14.97	37 / 339	Q1
5Y	+8.65%	-7.36%	+16.01	30 / 314	Q1
7Y	+8.07%	+2.53%	+5.54	41 / 234	Q1
10Y	—	—	—	—	—
Inception	+8.07%	-13.63%	+21.70	181 / 1199	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.72%	+3.02%	-2.30	107 / 181
2015	+7.07%	+2.22%	+4.85	49 / 216
2014	+9.39%	+5.51%	+3.88	58 / 240
2013	+7.50%	-1.95%	+9.45	66 / 276
2012	+10.05%	+1.38%	+8.67	50 / 295
2011	+9.22%	-3.16%	+12.39	42 / 317
2010	+5.18%	-5.78%	+10.96	68 / 377
2009	+7.99%	-12.86%	+20.85	134 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.08%

76 windows

min 5.1% · max 11.3%

100% positive

3-Year rolling

+8.42%

52 windows

min 7.1% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+8.30%

28 windows

min 7.8% · max 8.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.12%

3 windows

min 8.1% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.51%

3-year · annualised

Sharpe ratio

0.74

vs risk-free 6.5%

Sortino ratio

1.65

Downside-only deviation

Max drawdown

-2.12%

Jul 2013 → Aug 2013

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹17.5576
1 Mar 2016	₹17.5526
29 Feb 2016	₹17.5434
26 Feb 2016	₹17.4731
25 Feb 2016	₹17.4571
24 Feb 2016	₹17.4723
23 Feb 2016	₹17.4796
22 Feb 2016	₹17.4993
18 Feb 2016	₹17.4978
17 Feb 2016	₹17.4906

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Short Maturity Fund -Inst gr is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Short Maturity Fund -Inst gr has NAV history starting from 19 Dec 2008, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Short Maturity Fund -Inst gr is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Short Maturity Fund -Inst gr has delivered a absolute return of 6.41% — +19.5 pp ahead of the Income category average of -13.09%. The fund ranks #282 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS Short Maturity Fund -Inst gr has delivered a CAGR of 7.85% — +18.86 pp ahead of the Income category average of -11.01%. The fund ranks #58 of 385 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DWS Short Maturity Fund -Inst gr has delivered a CAGR of 8.65% — +16.01 pp ahead of the Income category average of -7.36%. The fund ranks #30 of 314 in its category — the top (Q1) quartile.

₹1 lakh invested in DWS Short Maturity Fund -Inst gr exactly 5 years ago would be worth approximately ₹151,404 today — a multiplier of 1.51×, based on the 5-year CAGR of 8.65%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in DWS Short Maturity Fund -Inst gr over the last 5 years — total invested ₹600,000 — would be worth ₹735,632 today. That's an XIRR (money-weighted annualised return) of 8.08%.

DWS Short Maturity Fund -Inst gr doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,120,071 — XIRR 8.08%.

On a 5-year basis, DWS Short Maturity Fund -Inst gr ranks #30 out of 314 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -7.36%; this fund delivered 8.65%.

The worst peak-to-trough decline DWS Short Maturity Fund -Inst gr has experienced over the last 5-year window is 2.12% — its NAV fell from a high on 02 Jul 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Short Maturity Fund -Inst gr averaged 8.30% (best 8.72%, worst 7.80%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.45 — strong risk-adjusted performance.

In calendar year 2015, DWS Short Maturity Fund -Inst gr returned 7.07% — beating the Income category average of 2.22% by 4.85 pp. It ranked #49 of 216 in its category that year.

DWS Short Maturity Fund -Inst gr is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Short Maturity Fund -Inst gr is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 8.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.