Should I invest in DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY?

We don't give personal investment advice. DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Deutsche

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	262 / 1129	Q1
1W	+0.05%	-13.04%	+13.09	319 / 1151	Q2
2W	+0.34%	-13.18%	+13.52	133 / 1149	Q1
1M	+0.23%	-13.26%	+13.49	279 / 1137	Q1
3M	+0.44%	-13.15%	+13.58	350 / 1116	Q2
6M	+1.58%	-15.45%	+17.04	374 / 906	Q2
YTD	-0.44%	-15.77%	+15.34	512 / 952	Q3
1Y	+0.32%	-13.09%	+13.40	412 / 820	Q3
2Y	+0.72%	-12.72%	+13.44	230 / 446	Q3
3Y	+0.53%	-11.01%	+11.54	207 / 385	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.54%	-13.63%	+14.17	445 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-0.44%	-3.16%	+2.73	233 / 317
2010	+1.48%	-5.78%	+7.26	161 / 377
2009	-3.55%	-12.86%	+9.30	522 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.30%

24 windows

min -2.5% · max 2.8%

71% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
14 Nov 2011	₹10.2239
11 Nov 2011	₹10.2137
9 Nov 2011	₹10.2093
8 Nov 2011	₹10.2186
4 Nov 2011	₹10.2064
3 Nov 2011	₹10.2014
2 Nov 2011	₹10.1983
1 Nov 2011	₹10.1898
31 Oct 2011	₹10.1897
28 Oct 2011	₹10.2391

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY has NAV history starting from 12 Dec 2008, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY has delivered a absolute return of 0.32% — +13.4 pp ahead of the Income category average of -13.09%. The fund ranks #412 of 820 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY has delivered a CAGR of 0.53% — +11.54 pp ahead of the Income category average of -11.01%. The fund ranks #207 of 385 in its category — the third (Q3) quartile.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY exactly 3 years ago would be worth approximately ₹101,593 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.53%. The category average over the same window would have grown ₹1 lakh to ₹70,476.

A ₹10,000 monthly SIP in DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY over the last 1 year — total invested ₹120,000 — would be worth ₹120,613 today. That's an XIRR (money-weighted annualised return) of 0.94%.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹120,613 — XIRR 0.94%.

On a 3-year basis, DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY ranks #207 out of 385 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -11.01%; this fund delivered 0.53%.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY doesn't have a computed drawdown figure yet.

Consistency stats for DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2010, DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY returned 1.48% — beating the Income category average of -5.78% by 7.26 pp. It ranked #161 of 377 in its category that year.

DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS PREMIER BOND FUND INST PLAN( PAYOUT/REINVESTMENT)-MONTLY is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.