Should I invest in DWS Premier Bond Fund - Auto Sweep Plan?

We don't give personal investment advice. DWS Premier Bond Fund - Auto Sweep Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Deutsche

DWS Premier Bond Fund - Auto Sweep Plan

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	-9.99%	+10.07	65 / 1129	Q1
1W	+0.39%	-13.04%	+13.43	100 / 1151	Q1
2W	+0.29%	-13.18%	+13.47	153 / 1149	Q1
1M	+0.34%	-13.26%	+13.60	252 / 1137	Q1
3M	+1.29%	-13.15%	+14.44	233 / 1116	Q1
6M	+3.48%	-15.45%	+18.93	220 / 906	Q1
YTD	+0.94%	-15.77%	+16.71	335 / 952	Q2
1Y	+7.72%	-13.09%	+20.80	202 / 820	Q1
2Y	+9.61%	-12.72%	+22.33	16 / 446	Q1
3Y	+8.55%	-11.01%	+19.56	32 / 385	Q1
4Y	+8.93%	-6.52%	+15.44	21 / 339	Q1
5Y	—	—	—	—	—
7Y	+4.87%	+2.53%	+2.34	88 / 234	Q2
10Y	—	—	—	—	—
Inception	+5.08%	-13.63%	+18.71	323 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.94%	+3.02%	-2.09	104 / 181
2015	+8.35%	+2.22%	+6.13	23 / 216
2014	+10.97%	+5.51%	+5.46	40 / 240
2013	+6.43%	-1.95%	+8.39	72 / 276
2012	—	—	—	—
2011	—	—	—	—
2010	—	—	—	—
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.82%

39 windows

min 5.6% · max 12.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+4.58%

27 windows

min -1.1% · max 9.4%

85% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.72%

13 windows

min 3.1% · max 4.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+4.87%

1 window

min 4.9% · max 4.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.67%

3-year · annualised

Sharpe ratio

0.67

vs risk-free 6.5%

Sortino ratio

1.07

Downside-only deviation

Max drawdown

-5.39%

May 2013 → Aug 2013

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹14.0879
1 Mar 2016	₹14.0764
29 Feb 2016	₹14.0650
26 Feb 2016	₹14.0264
25 Feb 2016	₹14.0251
24 Feb 2016	₹14.0330
23 Feb 2016	₹14.0377
22 Feb 2016	₹14.0547
18 Feb 2016	₹14.0493
17 Feb 2016	₹14.0476

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Premier Bond Fund - Auto Sweep Plan is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Premier Bond Fund - Auto Sweep Plan has NAV history starting from 25 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Premier Bond Fund - Auto Sweep Plan is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Premier Bond Fund - Auto Sweep Plan has delivered a absolute return of 7.72% — +20.8 pp ahead of the Income category average of -13.09%. The fund ranks #202 of 820 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DWS Premier Bond Fund - Auto Sweep Plan has delivered a CAGR of 8.55% — +19.56 pp ahead of the Income category average of -11.01%. The fund ranks #32 of 385 in its category — the top (Q1) quartile.

DWS Premier Bond Fund - Auto Sweep Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS Premier Bond Fund - Auto Sweep Plan exactly 3 years ago would be worth approximately ₹127,909 today — a multiplier of 1.28×, based on the 3-year CAGR of 8.55%. The category average over the same window would have grown ₹1 lakh to ₹70,476.

A ₹10,000 monthly SIP in DWS Premier Bond Fund - Auto Sweep Plan over the last 5 years — total invested ₹480,000 — would be worth ₹571,979 today. That's an XIRR (money-weighted annualised return) of 8.72%.

DWS Premier Bond Fund - Auto Sweep Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹571,979 — XIRR 8.72%.

On a 3-year basis, DWS Premier Bond Fund - Auto Sweep Plan ranks #32 out of 385 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -11.01%; this fund delivered 8.55%.

The worst peak-to-trough decline DWS Premier Bond Fund - Auto Sweep Plan has experienced over the last 3-year window is 5.39% — its NAV fell from a high on 24 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Premier Bond Fund - Auto Sweep Plan averaged 3.72% (best 4.18%, worst 3.08%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2015, DWS Premier Bond Fund - Auto Sweep Plan returned 8.35% — beating the Income category average of 2.22% by 6.13 pp. It ranked #23 of 216 in its category that year.

DWS Premier Bond Fund - Auto Sweep Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Premier Bond Fund - Auto Sweep Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.