Should I invest in DWS Premier Bond Fund?

We don't give personal investment advice. DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: 0.38%.

Deutsche

DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	-14.54%	+14.62	25 / 373	Q1
1W	+0.37%	-15.89%	+16.26	35 / 369	Q1
2W	+0.24%	-15.78%	+16.03	55 / 371	Q1
1M	+0.25%	-16.05%	+16.30	97 / 373	Q2
3M	-0.77%	-17.27%	+16.51	227 / 366	Q3
6M	-0.69%	-30.18%	+29.49	203 / 393	Q3
YTD	+0.74%	-32.85%	+33.59	132 / 414	Q2
1Y	-1.10%	-15.79%	+14.70	223 / 309	Q3
2Y	+0.53%	-13.41%	+13.94	78 / 142	Q3
3Y	-0.19%	-6.89%	+6.70	78 / 95	Q4
4Y	+0.28%	+2.81%	-2.53	64 / 84	Q4
5Y	+0.38%	+2.94%	-2.56	58 / 76	Q4
7Y	+0.26%	+2.77%	-2.51	51 / 67	Q4
10Y	+1.58%	+2.81%	-1.23	20 / 38	Q3
Inception	+1.59%	-35.69%	+37.29	120 / 497	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.74%	+3.89%	-3.15	29 / 45
2015	-0.50%	+2.84%	-3.35	60 / 66
2014	+1.64%	+4.08%	-2.44	37 / 76
2013	-1.61%	+2.34%	-3.95	67 / 76
2012	+1.85%	+3.72%	-1.87	38 / 78
2011	+0.67%	+3.23%	-2.56	41 / 66
2010	+2.76%	-11.73%	+14.49	29 / 132
2009	-6.82%	-33.69%	+26.87	201 / 316
2008	+14.84%	-14.40%	+29.24	6 / 119
2007	+2.82%	+5.47%	-2.66	15 / 21
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.74%

109 windows

min -7.7% · max 13.6%

72% positive

3-Year rolling

+1.77%

85 windows

min -1.4% · max 5.0%

92% positive

5-Year rolling

+1.64%

61 windows

min -0.3% · max 3.2%

97% positive

7-Year rolling

+1.76%

36 windows

min -0.6% · max 2.6%

97% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.60%

3-year · annualised

Sharpe ratio

-1.84

vs risk-free 6.5%

Sortino ratio

-2.35

Downside-only deviation

Max drawdown

-7.19%

May 2013 → Aug 2013

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹11.9013
1 Mar 2016	₹11.8920
29 Feb 2016	₹11.8827
26 Feb 2016	₹11.8513
25 Feb 2016	₹11.8506
24 Feb 2016	₹11.8576
23 Feb 2016	₹11.8619
22 Feb 2016	₹11.8767
18 Feb 2016	₹11.8736
17 Feb 2016	₹11.8725

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly is a Income from Deutsche (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly has delivered a absolute return of -1.10% — +14.7 pp ahead of the Income category average of -15.79%. The fund ranks #223 of 309 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly has delivered a CAGR of -0.19% — +6.7 pp ahead of the Income category average of -6.89%. The fund ranks #78 of 95 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly has delivered a CAGR of 0.38% — -2.56 pp behind the Income category average of 2.94%. The fund ranks #58 of 76 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly exactly 10 years ago would be worth approximately ₹116,982 today — a multiplier of 1.17×, based on the 10-year CAGR of 1.58%. The category average over the same window would have grown ₹1 lakh to ₹131,897.

A ₹10,000 monthly SIP in DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly over the last 5 years — total invested ₹600,000 — would be worth ₹605,500 today. That's an XIRR (money-weighted annualised return) of 0.36%.

DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹853,257 — XIRR 0.44%.

On a 5-year basis, DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly ranks #58 out of 76 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.94%; this fund delivered 0.38%.

The worst peak-to-trough decline DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly has experienced over the last 5-year window is 7.19% — its NAV fell from a high on 21 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly averaged 1.64% (best 3.16%, worst -0.31%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is -1.88 — negative risk-adjusted performance.

In calendar year 2015, DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly returned -0.50% — lagging the Income category average of 2.84% by 3.35 pp. It ranked #60 of 66 in its category that year.

DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Premier Bond Fund - Regular Plan-Dividend(payout / reinvestment)-Quarterly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: 0.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.