Should I invest in DWS Premier Bond Fund-/?

We don't give personal investment advice. DWS Premier Bond Fund - Regular Plan-/-Growth Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: 7.60%.

Deutsche

DWS Premier Bond Fund - Regular Plan-/-Growth Plan

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	-14.54%	+14.62	24 / 373	Q1
1W	+0.37%	-15.89%	+16.26	34 / 369	Q1
2W	+0.24%	-15.78%	+16.03	56 / 371	Q1
1M	+0.25%	-16.05%	+16.30	98 / 373	Q2
3M	+1.00%	-17.27%	+18.27	107 / 366	Q2
6M	+2.88%	-30.18%	+33.06	100 / 393	Q2
YTD	+0.74%	-32.85%	+33.59	131 / 414	Q2
1Y	+6.48%	-15.79%	+22.27	90 / 309	Q2
2Y	+8.36%	-13.41%	+21.77	24 / 142	Q1
3Y	+7.31%	-6.89%	+14.20	21 / 95	Q1
4Y	+7.68%	+2.81%	+4.87	17 / 84	Q1
5Y	+7.60%	+2.94%	+4.67	15 / 76	Q1
7Y	+7.21%	+2.77%	+4.44	15 / 67	Q1
10Y	+7.41%	+2.81%	+4.60	4 / 38	Q1
Inception	+7.47%	-35.69%	+43.16	82 / 497	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.74%	+3.89%	-3.15	28 / 45
2015	+7.12%	+2.84%	+4.27	6 / 66
2014	+9.68%	+4.08%	+5.60	9 / 76
2013	+5.24%	+2.34%	+2.91	25 / 76
2012	+8.94%	+3.72%	+5.22	17 / 78
2011	+6.75%	+3.23%	+3.52	17 / 66
2010	+6.84%	-11.73%	+18.57	1 / 132
2009	-0.12%	-33.69%	+33.57	137 / 316
2008	+19.93%	-14.40%	+34.32	2 / 119
2007	+4.53%	+5.47%	-0.95	11 / 21
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.72%

109 windows

min -1.1% · max 21.1%

99% positive

3-Year rolling

+7.95%

85 windows

min 5.0% · max 10.5%

100% positive

5-Year rolling

+7.79%

61 windows

min 6.3% · max 9.5%

100% positive

7-Year rolling

+7.96%

36 windows

min 6.2% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.66%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.36

Downside-only deviation

Max drawdown

-5.64%

May 2013 → Aug 2013

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹23.8491
1 Mar 2016	₹23.8304
29 Feb 2016	₹23.8119
26 Feb 2016	₹23.7488
25 Feb 2016	₹23.7474
24 Feb 2016	₹23.7614
23 Feb 2016	₹23.7702
22 Feb 2016	₹23.7997
18 Feb 2016	₹23.7936
17 Feb 2016	₹23.7914

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Premier Bond Fund - Regular Plan-/-Growth Plan is a Income from Deutsche (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Premier Bond Fund - Regular Plan-/-Growth Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Premier Bond Fund - Regular Plan-/-Growth Plan is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Premier Bond Fund - Regular Plan-/-Growth Plan has delivered a absolute return of 6.48% — +22.27 pp ahead of the Income category average of -15.79%. The fund ranks #90 of 309 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS Premier Bond Fund - Regular Plan-/-Growth Plan has delivered a CAGR of 7.31% — +14.2 pp ahead of the Income category average of -6.89%. The fund ranks #21 of 95 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DWS Premier Bond Fund - Regular Plan-/-Growth Plan has delivered a CAGR of 7.60% — +4.67 pp ahead of the Income category average of 2.94%. The fund ranks #15 of 76 in its category — the top (Q1) quartile.

₹1 lakh invested in DWS Premier Bond Fund - Regular Plan-/-Growth Plan exactly 10 years ago would be worth approximately ₹204,318 today — a multiplier of 2.04×, based on the 10-year CAGR of 7.41%. The category average over the same window would have grown ₹1 lakh to ₹131,897.

A ₹10,000 monthly SIP in DWS Premier Bond Fund - Regular Plan-/-Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹727,243 today. That's an XIRR (money-weighted annualised return) of 7.62%.

DWS Premier Bond Fund - Regular Plan-/-Growth Plan doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,096,671 — XIRR 7.49%.

On a 5-year basis, DWS Premier Bond Fund - Regular Plan-/-Growth Plan ranks #15 out of 76 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.94%; this fund delivered 7.60%.

The worst peak-to-trough decline DWS Premier Bond Fund - Regular Plan-/-Growth Plan has experienced over the last 5-year window is 5.64% — its NAV fell from a high on 21 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Premier Bond Fund - Regular Plan-/-Growth Plan averaged 7.79% (best 9.47%, worst 6.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2015, DWS Premier Bond Fund - Regular Plan-/-Growth Plan returned 7.12% — beating the Income category average of 2.84% by 4.27 pp. It ranked #6 of 66 in its category that year.

DWS Premier Bond Fund - Regular Plan-/-Growth Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Premier Bond Fund - Regular Plan-/-Growth Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.6%. 5-year CAGR: 7.60%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.