Should I invest in DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr?

We don't give personal investment advice. DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding.

Deutsche

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	11 / 37	Q2
1W	-0.21%	-7.52%	+7.31	31 / 40	Q4
2W	-0.46%	-7.64%	+7.18	29 / 40	Q3
1M	-0.52%	-7.66%	+7.14	24 / 40	Q3
3M	+2.17%	-9.18%	+11.35	5 / 40	Q1
6M	+1.47%	-5.67%	+7.14	21 / 39	Q3
YTD	+0.68%	-3.70%	+4.38	16 / 40	Q2
1Y	+3.68%	-4.99%	+8.67	21 / 41	Q3
2Y	+5.56%	-11.97%	+17.52	18 / 40	Q2
3Y	+1.96%	-14.60%	+16.55	19 / 38	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.13%	-12.19%	+15.32	18 / 44	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	+0.68%	-16.46%	+17.14	3 / 29
2010	+7.19%	-7.06%	+14.24	15 / 32
2009	—	—	—	—
2008	—	—	—	—
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.97%

20 windows

min -5.3% · max 7.0%

65% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.41%

7 windows

min 2.0% · max 3.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
16 May 2011	₹11.1558
13 May 2011	₹11.1756
12 May 2011	₹11.1879
11 May 2011	₹11.2128
10 May 2011	₹11.1791
9 May 2011	₹11.1793
6 May 2011	₹11.1732
5 May 2011	₹11.1793
4 May 2011	₹11.1944
3 May 2011	₹11.1672

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr is a Balanced from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr has NAV history starting from 05 Nov 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr is managed by Deutsche. It's classified by AMFI under the 'Balanced' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr has delivered a absolute return of 3.68% — +8.67 pp ahead of the Balanced category average of -4.99%. The fund ranks #21 of 41 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr has delivered a CAGR of 1.96% — +16.55 pp ahead of the Balanced category average of -14.60%. The fund ranks #19 of 38 in its category — the second (Q2) quartile.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr exactly 3 years ago would be worth approximately ₹105,984 today — a multiplier of 1.06×, based on the 3-year CAGR of 1.96%. The category average over the same window would have grown ₹1 lakh to ₹62,293.

A ₹10,000 monthly SIP in DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr over the last 3 years — total invested ₹300,000 — would be worth ₹315,926 today. That's an XIRR (money-weighted annualised return) of 3.75%.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹315,926 — XIRR 3.75%.

On a 3-year basis, DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr ranks #19 out of 38 funds in the Balanced category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -14.60%; this fund delivered 1.96%.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr doesn't have a computed drawdown figure yet.

Across all 3-year rolling windows, DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr averaged 2.41% (best 3.24%, worst 1.96%). 100% of rolling windows ended positive.

In calendar year 2010, DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr returned 7.19% — beating the Balanced category average of -7.06% by 14.24 pp. It ranked #15 of 32 in its category that year.

DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. DWS MONEY PLUS ADVANTAGE FUND- Inst-Gr is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.