Should I invest in DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH?

We don't give personal investment advice. DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Deutsche

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.17%	-0.17	16 / 20	Q4
1W	+0.08%	-0.51%	+0.59	9 / 20	Q2
2W	+0.24%	+0.88%	-0.64	9 / 20	Q2
1M	+0.59%	+1.03%	-0.44	15 / 20	Q3
3M	+2.58%	+2.63%	-0.05	12 / 20	Q3
6M	+3.15%	+5.72%	-2.57	12 / 20	Q3
YTD	+7.98%	-0.48%	+8.45	3 / 20	Q1
1Y	+11.60%	+25.15%	-13.54	9 / 20	Q2
2Y	+7.21%	+16.06%	-8.85	12 / 18	Q3
3Y	+7.27%	+6.97%	+0.30	8 / 16	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.30%	+8.16%	-0.87	9 / 20	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	+7.98%	+58.66%	-50.69	15 / 18
2008	+4.82%	-40.64%	+45.46	3 / 12
2007	+8.50%	+35.05%	-26.54	5 / 6
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.55%

25 windows

min 3.0% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.27%

1 window

min 7.3% · max 7.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.80%

3-year · annualised

Sharpe ratio

0.21

vs risk-free 6.5%

Sortino ratio

0.36

Downside-only deviation

Max drawdown

-2.79%

Sep 2008 → Oct 2008

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
3 Nov 2009	₹12.3649
28 Oct 2009	₹12.3547
21 Oct 2009	₹12.3358
14 Oct 2009	₹12.3147
7 Oct 2009	₹12.2927
30 Sep 2009	₹12.2706
23 Sep 2009	₹12.2276
16 Sep 2009	₹12.2053
9 Sep 2009	₹12.1830
2 Sep 2009	₹12.1610

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH is a Growth from Deutsche (Regular plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH has NAV history starting from 08 Nov 2006, a track record of about 19 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH is managed by Deutsche. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH has delivered a absolute return of 11.60% — -13.54 pp behind the Growth category average of 25.15%. The fund ranks #9 of 20 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH has delivered a CAGR of 7.27% — +0.3 pp ahead of the Growth category average of 6.97%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH exactly 3 years ago would be worth approximately ₹123,433 today — a multiplier of 1.23×, based on the 3-year CAGR of 7.27%. The category average over the same window would have grown ₹1 lakh to ₹122,406.

A ₹10,000 monthly SIP in DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH over the last 3 years — total invested ₹360,000 — would be worth ₹404,570 today. That's an XIRR (money-weighted annualised return) of 7.71%.

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹404,570 — XIRR 7.71%.

On a 3-year basis, DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH ranks #8 out of 16 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.97%; this fund delivered 7.27%.

The worst peak-to-trough decline DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH has experienced over the last 3-year window is 2.79% — its NAV fell from a high on 17 Sep 2008 to a low on 22 Oct 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH averaged 7.27% (best 7.27%, worst 7.27%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2008, DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH returned 4.82% — beating the Growth category average of -40.64% by 45.46 pp. It ranked #3 of 12 in its category that year.

DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS FIXED TERM FUND - SR 17 - REGULAR GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.