Should I invest in DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH?

We don't give personal investment advice. DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Deutsche

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.79%	+0.79	6 / 10	Q3
1W	+0.11%	-5.22%	+5.33	3 / 10	Q2
2W	+0.15%	-6.36%	+6.51	2 / 10	Q1
1M	+0.18%	-7.97%	+8.15	2 / 10	Q1
3M	+1.55%	-4.36%	+5.91	2 / 10	Q1
6M	+1.53%	-4.28%	+5.81	3 / 10	Q2
YTD	-0.52%	-6.93%	+6.42	4 / 10	Q2
1Y	+9.27%	-1.57%	+10.84	3 / 10	Q2
2Y	+8.88%	+6.75%	+2.13	4 / 10	Q2
3Y	+7.30%	+9.37%	-2.06	6 / 10	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.34%	+8.57%	-1.23	7 / 10	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-0.52%	-15.18%	+14.66	2 / 10
2010	+8.81%	+16.46%	-7.66	9 / 10
2009	+20.23%	+51.87%	-31.63	9 / 10
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.76%

25 windows

min 6.3% · max 24.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.30%

1 window

min 7.3% · max 7.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.02%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.20

Downside-only deviation

Max drawdown

-8.84%

Jun 2008 → Dec 2008

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
30 May 2011	₹12.3729
25 May 2011	₹12.3592
18 May 2011	₹12.3543
11 May 2011	₹12.3321
4 May 2011	₹12.3259
27 Apr 2011	₹12.3504
20 Apr 2011	₹12.3103
13 Apr 2011	₹12.2785
6 Apr 2011	₹12.2705
30 Mar 2011	₹12.2611

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH is a Other ETFs from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH has NAV history starting from 04 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH is managed by Deutsche. It's classified by AMFI under the 'Other ETFs' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH has delivered a absolute return of 9.27% — +10.84 pp ahead of the Other ETFs category average of -1.57%. The fund ranks #3 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH has delivered a CAGR of 7.30% — -2.06 pp behind the Other ETFs category average of 9.37%. The fund ranks #6 of 10 in its category — the third (Q3) quartile.

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH exactly 3 years ago would be worth approximately ₹123,545 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.30%. The category average over the same window would have grown ₹1 lakh to ₹130,814.

A ₹10,000 monthly SIP in DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH over the last 3 years — total invested ₹360,000 — would be worth ₹411,702 today. That's an XIRR (money-weighted annualised return) of 8.91%.

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹411,702 — XIRR 8.91%.

On a 3-year basis, DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH ranks #6 out of 10 funds in the Other ETFs category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.37%; this fund delivered 7.30%.

The worst peak-to-trough decline DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH has experienced over the last 3-year window is 8.84% — its NAV fell from a high on 04 Jun 2008 to a low on 03 Dec 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH averaged 7.30% (best 7.30%, worst 7.30%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.12 — weak risk-adjusted performance.

In calendar year 2010, DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH returned 8.81% — lagging the Other ETFs category average of 16.46% by 7.66 pp. It ranked #9 of 10 in its category that year.

DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS FIXED TERM FUND SERIES 50 PLAN B GROWTH is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.