Should I invest in DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR?

We don't give personal investment advice. DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 8.74%.

Deutsche

DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-9.99%	+10.01	127 / 1129	Q1
1W	+0.20%	-13.04%	+13.23	135 / 1151	Q1
2W	+0.29%	-13.18%	+13.47	154 / 1149	Q1
1M	+0.62%	-13.26%	+13.88	137 / 1137	Q1
3M	+1.72%	-13.15%	+14.87	159 / 1116	Q1
6M	+3.66%	-15.45%	+19.12	205 / 906	Q1
YTD	+1.12%	-15.77%	+16.89	320 / 952	Q2
1Y	+7.81%	-13.09%	+20.90	197 / 820	Q1
2Y	+7.94%	-12.72%	+20.66	68 / 446	Q1
3Y	+8.05%	-11.01%	+19.06	46 / 385	Q1
4Y	+8.50%	-6.52%	+15.02	35 / 339	Q1
5Y	+8.74%	-7.36%	+16.10	27 / 314	Q1
7Y	+7.93%	+2.53%	+5.40	43 / 234	Q1
10Y	—	—	—	—	—
Inception	+8.17%	-13.63%	+21.80	173 / 1199	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+1.12%	+3.02%	-1.90	98 / 181
2015	+7.92%	+2.22%	+5.70	33 / 216
2014	+7.87%	+5.51%	+2.36	104 / 240
2013	+8.38%	-1.95%	+10.33	41 / 276
2012	+10.18%	+1.38%	+8.80	46 / 295
2011	+9.36%	-3.16%	+12.52	36 / 317
2010	+5.60%	-5.78%	+11.38	50 / 377
2009	+6.50%	-12.86%	+19.35	160 / 713
2008	+9.38%	-2.02%	+11.40	48 / 380

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.13%

88 windows

min 5.1% · max 10.4%

100% positive

3-Year rolling

+8.26%

63 windows

min 7.2% · max 9.3%

100% positive

5-Year rolling

+8.30%

39 windows

min 7.9% · max 8.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.10%

15 windows

min 7.9% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.77%

3-year · annualised

Sharpe ratio

1.70

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.67%

Jul 2013 → Jul 2013

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹18.9626
1 Mar 2016	₹18.9576
29 Feb 2016	₹18.9518
26 Feb 2016	₹18.9299
25 Feb 2016	₹18.9266
24 Feb 2016	₹18.9256
23 Feb 2016	₹18.9241
22 Feb 2016	₹18.9260
18 Feb 2016	₹18.9119
17 Feb 2016	₹18.9085

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR is a Income from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR has NAV history starting from 11 Jan 2008, a track record of about 18 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR is managed by Deutsche. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR has delivered a absolute return of 7.81% — +20.9 pp ahead of the Income category average of -13.09%. The fund ranks #197 of 820 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR has delivered a CAGR of 8.05% — +19.06 pp ahead of the Income category average of -11.01%. The fund ranks #46 of 385 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR has delivered a CAGR of 8.74% — +16.1 pp ahead of the Income category average of -7.36%. The fund ranks #27 of 314 in its category — the top (Q1) quartile.

₹1 lakh invested in DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR exactly 5 years ago would be worth approximately ₹152,014 today — a multiplier of 1.52×, based on the 5-year CAGR of 8.74%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR over the last 5 years — total invested ₹600,000 — would be worth ₹739,129 today. That's an XIRR (money-weighted annualised return) of 8.27%.

DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,127,117 — XIRR 8.26%.

On a 5-year basis, DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR ranks #27 out of 314 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -7.36%; this fund delivered 8.74%.

The worst peak-to-trough decline DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR has experienced over the last 5-year window is 0.67% — its NAV fell from a high on 15 Jul 2013 to a low on 24 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR averaged 8.30% (best 8.77%, worst 7.92%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 2.90 — strong risk-adjusted performance.

In calendar year 2015, DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR returned 7.92% — beating the Income category average of 2.22% by 5.70 pp. It ranked #33 of 216 in its category that year.

DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS CASH OPPORTUNITIES FUND 30DAY PLAN -GR is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 8.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.