Should I invest in DWS CAPITAL PROTECTION ORIENTED FUND-DIV?

We don't give personal investment advice. DWS CAPITAL PROTECTION ORIENTED FUND-DIV is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding.

Deutsche

DWS CAPITAL PROTECTION ORIENTED FUND-DIV

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	14 / 37	Q2
1W	-17.64%	-7.52%	-10.12	37 / 40	Q4
2W	-17.60%	-7.64%	-9.95	37 / 40	Q4
1M	-17.62%	-7.66%	-9.96	37 / 40	Q4
3M	-16.94%	-9.18%	-7.76	37 / 40	Q4
6M	-16.45%	-5.67%	-10.78	36 / 39	Q4
YTD	-16.72%	-3.70%	-13.01	36 / 40	Q4
1Y	-11.28%	-4.99%	-6.29	35 / 41	Q4
2Y	-5.77%	-11.97%	+6.19	31 / 40	Q4
3Y	-0.07%	-14.60%	+14.53	25 / 38	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.07%	-12.19%	+12.12	31 / 44	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-16.72%	-7.06%	-9.66	26 / 32
2009	+17.05%	+37.12%	-20.07	21 / 31
2008	-12.01%	-26.22%	+14.21	6 / 29
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.67%

25 windows

min -12.7% · max 21.4%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.07%

1 window

min -0.1% · max -0.1%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.47%

3-year · annualised

Sharpe ratio

-0.41

vs risk-free 6.5%

Sortino ratio

-0.47

Downside-only deviation

Max drawdown

-17.64%

May 2010 → Jun 2010

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Jun 2010	₹10.0000
26 May 2010	₹12.1421
19 May 2010	₹12.1352
12 May 2010	₹12.1393
5 May 2010	₹12.1387
28 Apr 2010	₹12.1329
21 Apr 2010	₹12.1203
15 Apr 2010	₹12.1227
7 Apr 2010	₹12.1199
31 Mar 2010	₹12.0873

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS CAPITAL PROTECTION ORIENTED FUND-DIV is a Balanced from Deutsche (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS CAPITAL PROTECTION ORIENTED FUND-DIV has NAV history starting from 06 Jun 2007, a track record of about 19 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS CAPITAL PROTECTION ORIENTED FUND-DIV is managed by Deutsche. It's classified by AMFI under the 'Balanced' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS CAPITAL PROTECTION ORIENTED FUND-DIV has delivered a absolute return of -11.28% — -6.29 pp behind the Balanced category average of -4.99%. The fund ranks #35 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DWS CAPITAL PROTECTION ORIENTED FUND-DIV has delivered a CAGR of -0.07% — +14.53 pp ahead of the Balanced category average of -14.60%. The fund ranks #25 of 38 in its category — the third (Q3) quartile.

DWS CAPITAL PROTECTION ORIENTED FUND-DIV doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DWS CAPITAL PROTECTION ORIENTED FUND-DIV exactly 3 years ago would be worth approximately ₹99,803 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.07%. The category average over the same window would have grown ₹1 lakh to ₹62,293.

A ₹10,000 monthly SIP in DWS CAPITAL PROTECTION ORIENTED FUND-DIV over the last 3 years — total invested ₹360,000 — would be worth ₹325,155 today. That's an XIRR (money-weighted annualised return) of -6.49%.

DWS CAPITAL PROTECTION ORIENTED FUND-DIV doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹325,155 — XIRR -6.49%.

On a 3-year basis, DWS CAPITAL PROTECTION ORIENTED FUND-DIV ranks #25 out of 38 funds in the Balanced category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -14.60%; this fund delivered -0.07%.

The worst peak-to-trough decline DWS CAPITAL PROTECTION ORIENTED FUND-DIV has experienced over the last 3-year window is 17.64% — its NAV fell from a high on 26 May 2010 to a low on 01 Jun 2010. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DWS CAPITAL PROTECTION ORIENTED FUND-DIV averaged -0.07% (best -0.07%, worst -0.07%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2009, DWS CAPITAL PROTECTION ORIENTED FUND-DIV returned 17.05% — lagging the Balanced category average of 37.12% by 20.07 pp. It ranked #21 of 31 in its category that year.

DWS CAPITAL PROTECTION ORIENTED FUND-DIV is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. DWS CAPITAL PROTECTION ORIENTED FUND-DIV is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.