Should I invest in DWS Alpha Equity Fund Wealth Plan?

We don't give personal investment advice. DWS Alpha Equity Fund Wealth Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 9.08%.

Deutsche

DWS Alpha Equity Fund Wealth Plan - Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.90%	+0.06%	+1.84	15 / 299	Q1
1W	+4.96%	-3.61%	+8.57	9 / 303	Q1
2W	+4.01%	-4.52%	+8.53	29 / 303	Q1
1M	-2.07%	-5.64%	+3.56	178 / 302	Q3
3M	-5.41%	-4.27%	-1.14	198 / 302	Q3
6M	-3.75%	+1.48%	-5.23	197 / 307	Q3
YTD	-6.22%	-0.18%	-6.04	189 / 309	Q3
1Y	-13.05%	+7.10%	-20.16	237 / 307	Q4
2Y	+17.24%	+2.20%	+15.04	77 / 303	Q2
3Y	+15.69%	+0.76%	+14.93	51 / 264	Q1
4Y	+13.52%	+0.58%	+12.93	38 / 235	Q1
5Y	+9.08%	+0.02%	+9.06	58 / 208	Q2
7Y	+13.00%	+3.12%	+9.88	19 / 130	Q1
10Y	—	—	—	—	—
Inception	+13.31%	+0.51%	+12.79	37 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-6.22%	+1.07%	-7.29	72 / 88
2015	+2.03%	-3.94%	+5.97	32 / 99
2014	+43.57%	+34.59%	+8.98	36 / 133
2013	+7.96%	+0.03%	+7.93	17 / 154
2012	+22.41%	+23.57%	-1.16	116 / 190
2011	-26.18%	-23.68%	-2.50	161 / 241
2010	+16.61%	+11.69%	+4.93	85 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.48%

72 windows

min -23.4% · max 57.1%

76% positive

3-Year rolling

+10.11%

47 windows

min -2.5% · max 23.9%

89% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.48%

23 windows

min 6.8% · max 13.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.20%

3-year · annualised

Sharpe ratio

0.63

vs risk-free 6.5%

Sortino ratio

1.29

Downside-only deviation

Max drawdown

-17.85%

Mar 2015 → Feb 2016

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 Mar 2016	₹24.1100
1 Mar 2016	₹23.6600
29 Feb 2016	₹22.9200
26 Feb 2016	₹23.0000
25 Feb 2016	₹22.8400
24 Feb 2016	₹22.9700
23 Feb 2016	₹23.2600
22 Feb 2016	₹23.5900
19 Feb 2016	₹23.5000
18 Feb 2016	₹23.4700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Alpha Equity Fund Wealth Plan - Growth Option is a Growth from Deutsche (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Alpha Equity Fund Wealth Plan - Growth Option has NAV history starting from 29 Apr 2009, a track record of about 17 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Alpha Equity Fund Wealth Plan - Growth Option is managed by Deutsche. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Alpha Equity Fund Wealth Plan - Growth Option has delivered a absolute return of -13.05% — -20.16 pp behind the Growth category average of 7.10%. The fund ranks #237 of 307 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DWS Alpha Equity Fund Wealth Plan - Growth Option has delivered a CAGR of 15.69% — +14.93 pp ahead of the Growth category average of 0.76%. The fund ranks #51 of 264 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DWS Alpha Equity Fund Wealth Plan - Growth Option has delivered a CAGR of 9.08% — +9.06 pp ahead of the Growth category average of 0.02%. The fund ranks #58 of 208 in its category — the second (Q2) quartile.

₹1 lakh invested in DWS Alpha Equity Fund Wealth Plan - Growth Option exactly 5 years ago would be worth approximately ₹154,452 today — a multiplier of 1.54×, based on the 5-year CAGR of 9.08%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in DWS Alpha Equity Fund Wealth Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹804,907 today. That's an XIRR (money-weighted annualised return) of 11.69%.

DWS Alpha Equity Fund Wealth Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹804,907 — XIRR 11.69%.

On a 5-year basis, DWS Alpha Equity Fund Wealth Plan - Growth Option ranks #58 out of 208 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.02%; this fund delivered 9.08%.

The worst peak-to-trough decline DWS Alpha Equity Fund Wealth Plan - Growth Option has experienced over the last 5-year window is 21.35% — its NAV fell from a high on 05 Apr 2011 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Alpha Equity Fund Wealth Plan - Growth Option averaged 10.48% (best 13.55%, worst 6.80%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2015, DWS Alpha Equity Fund Wealth Plan - Growth Option returned 2.03% — beating the Growth category average of -3.94% by 5.97 pp. It ranked #32 of 99 in its category that year.

DWS Alpha Equity Fund Wealth Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DWS Alpha Equity Fund Wealth Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 9.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.