Should I invest in Benchmark Derivative Fund?

We don't give personal investment advice. Benchmark Derivative Fund - Dividend Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. 5-year CAGR: 1.17%.

Benchmark

Benchmark Derivative Fund - Dividend Plan

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.06%	+0.10	102 / 299	Q2
1W	+0.22%	-3.61%	+3.83	123 / 303	Q2
2W	+0.26%	-4.52%	+4.78	125 / 303	Q2
1M	+0.67%	-5.64%	+6.31	120 / 302	Q2
3M	+1.63%	-4.27%	+5.91	129 / 302	Q2
6M	-1.22%	+1.48%	-2.70	184 / 307	Q3
YTD	-0.34%	-0.18%	-0.16	147 / 309	Q2
1Y	+2.16%	+7.10%	-4.95	178 / 307	Q3
2Y	+0.68%	+2.20%	-1.52	182 / 303	Q3
3Y	-1.01%	+0.76%	-1.77	180 / 264	Q3
4Y	+0.88%	+0.58%	+0.29	165 / 235	Q3
5Y	+1.17%	+0.02%	+1.15	143 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.10%	+0.51%	+0.58	217 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-0.34%	-23.68%	+23.34	7 / 241
2010	+2.57%	+11.69%	-9.11	206 / 256
2009	+0.14%	+65.86%	-65.72	236 / 238
2008	-0.74%	-52.86%	+52.12	4 / 198
2007	+4.29%	+42.91%	-38.63	128 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.99%

49 windows

min -4.5% · max 8.0%

61% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.52%

27 windows

min -1.2% · max 2.0%

74% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.96%

3 windows

min 0.6% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.36%

3-year · annualised

Sharpe ratio

-1.37

vs risk-free 6.5%

Sortino ratio

-1.43

Downside-only deviation

Max drawdown

-8.01%

Sep 2008 → Sep 2008

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
18 Aug 2011	₹1,084.1618
17 Aug 2011	₹1,082.3532
16 Aug 2011	₹1,083.8100
12 Aug 2011	₹1,082.0515
11 Aug 2011	₹1,081.7659
10 Aug 2011	₹1,081.7206
9 Aug 2011	₹1,080.4514
8 Aug 2011	₹1,081.1567
5 Aug 2011	₹1,080.8224
4 Aug 2011	₹1,081.3054

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Benchmark Derivative Fund - Dividend Plan is a Growth from Benchmark (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Benchmark Derivative Fund - Dividend Plan has NAV history starting from 28 Apr 2006, a track record of about 20 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Benchmark Derivative Fund - Dividend Plan is managed by Benchmark. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Benchmark Derivative Fund - Dividend Plan has delivered a absolute return of 2.16% — -4.95 pp behind the Growth category average of 7.10%. The fund ranks #178 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Benchmark Derivative Fund - Dividend Plan has delivered a CAGR of -1.01% — -1.77 pp behind the Growth category average of 0.76%. The fund ranks #180 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Benchmark Derivative Fund - Dividend Plan has delivered a CAGR of 1.17% — +1.15 pp ahead of the Growth category average of 0.02%. The fund ranks #143 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Benchmark Derivative Fund - Dividend Plan exactly 5 years ago would be worth approximately ₹105,993 today — a multiplier of 1.06×, based on the 5-year CAGR of 1.17%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Benchmark Derivative Fund - Dividend Plan over the last 3 years — total invested ₹360,000 — would be worth ₹366,767 today. That's an XIRR (money-weighted annualised return) of 1.21%.

Benchmark Derivative Fund - Dividend Plan doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹366,767 — XIRR 1.21%.

On a 5-year basis, Benchmark Derivative Fund - Dividend Plan ranks #143 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 1.17%.

The worst peak-to-trough decline Benchmark Derivative Fund - Dividend Plan has experienced over the last 3-year window is 8.01% — its NAV fell from a high on 01 Sep 2008 to a low on 02 Sep 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Benchmark Derivative Fund - Dividend Plan averaged 0.96% (best 1.17%, worst 0.58%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -1.37 — negative risk-adjusted performance.

In calendar year 2010, Benchmark Derivative Fund - Dividend Plan returned 2.57% — lagging the Growth category average of 11.69% by 9.11 pp. It ranked #206 of 256 in its category that year.

Benchmark Derivative Fund - Dividend Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Benchmark Derivative Fund - Dividend Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 1.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.